Straight From The Source Blog by Higginbotham Insurance

What is the FMCSA safety measurement system?

November 13 , 2019

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According to statistics from the Federal Motor Carrier Safety Administration (FMCSA), 4,889 large trucks and buses were involved in fatal crashes in 2017, the latest year for which statistics are available. That’s a 9 percent increase from 2016 and a 42 percent increase from 2009.

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Tags: Risk Management

Top avoidable leave of absence mistakes

November 07 , 2019

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The Family and Medical Leave Act (FMLA) gives covered employees the right to take time off for qualified family and medical reasons. Employers who do not understand the intricacies of this law may land themselves in hot water.

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Tags: Employee Benefits

November HR News Worth Review

November 06 , 2019


DOL Wage Office Nets Record $322 Million For Underpaid Workers

The U.S. Department of Labor's Wage and Hour Division (WHD) releases an annual report highlighting its work in the previous fiscal year, specifically how much it recovered for underpaid workers. Last week it reported that in 2019 it collected a record $322 million for workers shorted on overtime, minimum wages and other compensation.

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Tags: Compliance

How to ease Medicare enrollment and get back to enjoying retirement

October 30 , 2019


By James Hall, Senior Care Fitness

Medicare is a complex system that can be confusing for most seniors, but with the right resources, you can make sense of all of the different parts and plans. You also need to know when to put those resources to use and when to seek coverage. With this in mind, here are some tips to make understanding and enrolling in Medicare less stressful and time-consuming.

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Tags: Individual Life & Health

Ride sharing: who's liable for accidents?

October 23 , 2019

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Uber, Lyft and other ride-sharing services can make it easy to get a quick car ride or make some extra income, and they’re only becoming more popular. In fact, in the cities where these platforms are available, taxi ridership has declined anywhere from 10 to 30 percent. However, the convenience of ride-sharing isn’t without risks. Most ride-sharing businesses are in the early stages of development, and the popularity, risk management and compliance issues they’re facing are all in uncharted territory.

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Tags: Business Insurance

Do your homework before hiring a contractor from Craigslist

October 16 , 2019


You’re planning a home remodel or some landscape work – great! Most people start this process by laying out exactly what they’d like, then calling multiple companies to get the best quote to have the job completed. After all, this is your palace, and it should be exactly as you’d like it!

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Tags: Home & Auto

October 2019 Retirement Times

October 15 , 2019

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3(38) or 3(21): Which Fiduciary Service is Right for You?

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Tags: Retirement Plans

October HR News Worth Review

October 10 , 2019


Federal Agencies Finalize Resources for Mental Health Parity Compliance

The Departments of Labor, Health and Human Services and the Treasury (Departments) have finalized resources to promote compliance with the Mental Health Parity and Addiction Equity Act (MHPAEA). 

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Tags: Compliance

How to hire for diversity while avoiding reverse discrimination claims

October 09 , 2019

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Businesses around the country are striving to employ a diverse workforce. While this is a worthy goal, pursuing it in the wrong way could lead to problems. Specifically, if a company isn’t careful, pushing for diversity could result in claims of reverse discrimination.

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Tags: Employee Benefits

Will you still be in business after disaster strikes?

October 03 , 2019

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For a business owner, few things are more frustrating than building a successful operation, only to have it shut down by forces beyond your control. Whether it’s a hurricane, fire, flooding from burst pipes, cyber attack or other emergency, an unexpected disaster can be devastating.

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Tags: Risk Management


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