Straight From The Source Blog by Higginbotham Insurance

Pool safety and drowning prevention: Six tips for a safer summer

June 19 , 2018

Swimming Pool Safety

As the weather heats up, people will turn to the pool to cool down. While this is normally good summer fun, it can take a tragic turn in an instant.

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Tags: Risk Management

June HR News Worth Review

June 11 , 2018


Proposed IRS Regulations Would Expand Mandatory Electronic Filing of Information Returns

The Internal Revenue Service (IRS) has released proposed regulations that would significantly expand mandatory electronic filing of most information returns. 

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Tags: Compliance

June 2018 Retirement Times

June 08 , 2018

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Are You Prepared for an IRS Audit?

Michael Viljak, Manager of Advisor Development

The Internal Revenue Service’s (IRS’s) Employee Benefit Audit Program is used to audit and enforce. The IRS’s emphasis, with respect to defined contribution plans, is on compliance with the requirements of the Internal Revenue Code (the Code), the plan’s tax qualification and administration of all plan documents. In the event of noncompliance with regulations, the IRS can impose taxes, penalties and interest.

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Tags: Retirement Plans

Common HIPAA mistakes to avoid

June 05 , 2018

HIPAA mistakes

Employers handle their employees’ medical information for many reasons, from administering health coverage to receiving workers’ compensation claims. Under certain circumstances, employers are dealing with protected health information and may be subject to the Health Insurance Portability and Accountability Act (HIPAA).

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Tags: Employee Benefits

Before you hit the water, read these 6 watercraft safety tips

May 30 , 2018

Watercraft safety

Summer is a great time to enjoy recreational watercraft – but an injury or accident can spoil the good times in an instant. According to the U.S. Coast Guard’s 2016 Recreational Boating Statistics Report, 1,081 of the 4,463 accidents reported in 2016 happened in the month of July. Compare this to December, when only 75 accidents were reported.

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Tags: Home & Auto

Preparing your business for hurricane season

May 24 , 2018


The 2018 Atlantic hurricane season begins on June 1. According to the initial predictions from Colorado State University, this year’s hurricane activity isn’t expected to be quite as bad as last year’s. That’s good news, since the 2017 hurricane season was especially bad, with six major hurricanes.

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Tags: Risk Management

Don’t take chances with your home-based business insurance

May 18 , 2018


Do you operate a home-based business? Thinking about starting one? You’re in good company. According to statistics from the Small Business Administration (SBA), roughly 50 percent of small businesses are home-based businesses. And this sector just keeps growing.

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Tags: Business Insurance

Reduce workplace stress with an Employee Assistance Program

May 14 , 2018

Workplace stress

Even people who enjoy their job experience job stress at some time during their working hours. Everyday work stress can negatively affect employees’ attendance, concentration, health and ability to perform on the job. Because of this, more and more companies are turning to Employee Assistance Programs (EAPs) for help.

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Tags: Employee Benefits

May HR News Worth Review

May 08 , 2018


IRS Allows Taxpayers with Family Coverage to Use $6,900 HSA Limit for 2018

On April 26, 2018, the Internal Revenue Service (IRS) announced that, for 2018, taxpayers with family high deductible health plan (HDHP) coverage may treat $6,900 as the annual contribution limit to their health savings accounts (HSAs).

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Tags: Compliance

Strategic benefit planning: Get more ROI from your HR investments

April 30 , 2018

Strategic Benefit Planning

Your organization probably devotes substantial resources into providing employee benefits. From the HR manpower to the monthly premium, it’s a major investment of time and money – possibly one of the largest items on your balance sheet. As with any major undertaking, the process can be improved with strategic planning.

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Tags: Employee Benefits


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