Straight From The Source Blog by Higginbotham Insurance

It's tough to predict what the future holds, or what your loved ones would need financially in the event of your death. What you want to try to do is have enough life insurance to provide a financial safety net for your family, whether that's to take care of a mortgage, loans or just continue to live the lifestyle to which they are accustomed.

Life insurance comes in many different types. One of these types is universal life insurance. Universal life insurance is a type of permanent life insurance. Unlike term life insurance, which is written to cover a specific period of time, universal life insurance can provide lifetime coverage.

By James Hall, Senior Care Fitness

Medicare is a complex system that can be confusing for most seniors, but with the right resources, you can make sense of all of the different parts and plans. You also need to know when to put those resources to use and when to seek coverage. With this in mind, here are some tips to make understanding and enrolling in Medicare less stressful and time-consuming.

You need homeowners insurance if you own a home. You need auto insurance if you drive a car. But what about life insurance? If you haven’t purchased this coverage yet, it may be because you’re not sure who needs life insurance – more importantly, you’re not sure whether you need it.     

What do people celebrate during the month of November? You're thinking turkeys, aren't you?

Of course, there's a lot to be said for Thanksgiving. The food is superb, and it's a beautiful time of year. It’s also a holiday about family, which brings us to the other reason to love November.

Welcome to long-term care awareness month: A time to think of your family's future, and your own.

Life insurance isn’t usually a hot topic at social gatherings. After all, nobody really wants to think about death, and we’re all planning to live forever. But…you know what they say about the best laid plans.

Most people understand how important life insurance can be for their family’s financial security, but few understand exactly how much coverage they should own.

Have you heard? September is Life Insurance Awareness Month! Sponsored by nonprofit organization, Life Happens, the event encourages Americans to take stock of their life insurance needs.

Life insurance: Most people know they need it, yet many people still don’t have it. Still others have some, but not enough. If you fall into one of those categories, consider this: Life-changing events happen in an instant. When it’s your time to go, no one is going to ask … “Wait a minute! Does he have enough life insurance to provide for his loved ones?”