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Straight From The Source Blog by Higginbotham Insurance


Renter's insurance helps protect more than just your personal items

May 01 , 2019

GettyImages-renters insurance

If you’re like two out of every three people who rent a home, apartment or other dwelling, you don’t carry a renters insurance policy. The reason for not carrying renters insurance varies, but it’s important to understand that your landlord is not responsible for your personal belongings if they are damaged, stolen or otherwise. You alone are responsible for your things, so protecting them with a renters insurance policy is wise.

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Tags: Home & Auto


Five common places to check for water damage before it happens

April 10 , 2019

GettyImages-water damage

Sooner or later, a water source in your home will fail. Water damage is one of the most common home insurance claims, and the average cost of these claims in a year is more than $9,000. Water damage can be avoided, but knowing what signs to look for is important.

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Tags: Home & Auto


Do you know what determines your car insurance rate?

March 06 , 2019

GettyImages-toy car CROPPED

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Tags: Home & Auto


How to protect yourself from a dog bite claim

February 06 , 2019

GettyImages-Petting Dog
According to the Insurance Information Institute, over $400 million is paid out for dog bite claims each year by insurance companies. While that may seem like a lot, there is an estimated $600 million that is in excess of the home insurance policy limits. Protecting yourself with sufficient limits, as well as considering an umbrella insurance policy, could help you avoid out-of-pocket expenses should your pooch bite someone.

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Tags: Home & Auto


Updating your insurance needs for the New Year

January 16 , 2019

GettyImages-2019 New YearA lot happens over the course of a year. You can have life changes – some great, some small and some relate directly to your insurance. Do you know when you should call your insurance agent and let him or her know that a fill-in-the-blank-life-change has happened?

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Tags: Home & Auto


Make home security your top priority

December 12 , 2018

Home security blog 

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Tags: Home & Auto


Sewer backup prevention and homeowners insurance

November 28 , 2018

GettyImages-Ceiling LeakWant to avoid throwing money down the drain? Then pay attention to your drains. Sewer backups can cause serious – and seriously expensive – problems, including flooded basements, severe property damage, unpleasant odors and even dangerous health hazards. Fortunately, a little precaution can help you mitigate the risk.

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Tags: Home & Auto


Don’t let vacant property insurance become a ghoulish nightmare

October 24 , 2018

 

GettyImages-Vacant House

Halloween is just around the corner, and that means another season of ghosts, ghouls, goblins and other scary creatures. If you own property that’s currently vacant, the last thing you want from that property is a haunted house of insurance nightmares.

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Tags: Home & Auto


Safe driving alert: 10 autumn hazards

October 17 , 2018

GettyImages-Driving in Autumn Leaves

There’s something special about autumn. It’s a favorite time of year for millions with its cool, crisp air and the kaleidoscope of rich colors. It’s a time for wrapping up the yard work, digging out that favorite old sweater and sending the kids back to school.

But like any other season, autumn has its own unique driving hazards.

Here are 10 of the most common fall driving hazards that safe drivers watch out for:

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Tags: Home & Auto


Insurance know-how for newlyweds

September 05 , 2018

GettyImages-Newlyweds 

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Tags: Home & Auto, Individual Life & Health


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