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Straight From The Source Blog by Higginbotham Insurance


Six tips for firework safety

July 01 , 2020

fireworks

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Tags: Home & Auto


Three things to do before leaving for a vacation

June 17 , 2020

home security

Ah, summer. As U.S. states begin relaxing their stay-at-home orders, many families are itching for a change of scenery and planning a summer trip. Even if you’re not traveling far, keeping your home safe while you’re away is just as important if you’re headed off to another continent. Ponder these three points to keep your home safe from burglary while on vacation.

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Tags: Home & Auto


Hosting a special event this summer? Consider a special event insurance policy

May 13 , 2020

canceled

Shelter in place orders to help stop the spread of COVID-19 forced the cancellation of family events across the U.S., many of which had been meticulously planned for months in advance. This pandemic highlights the importance of special event insurance. Whether you’re planning a weddingQuinceañera, baby shower, religious ceremony or other special event, there’s much to consider to make it perfect – determining your guest list, vendors, decorations, food choices and all the small details. The last thing you think about is having an insurance policy for your event. But a special events insurance policy acts as your protection from a variety of claims that might occur on your big day – and in times like these, it’s important to be prepared for the unexpected. 

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Tags: Home & Auto


The shrinking capacity for umbrella coverage

April 15 , 2020

umbrella

Umbrella coverage offers attractive protection for those who worry that their limits might not be high enough or that insurance gaps might be leaving them exposed. Unfortunately, current insurance market conditions may be making umbrella coverage more difficult to obtain. Here’s why you should prepare for umbrella coverage’s shrinking capacity. 

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Tags: Home & Auto, Business Insurance


Choosing the lowest rate car insurance may not be the best plan

April 08 , 2020

car wreck

We’re all flooded daily with car insurance commercials claiming that shopping with them will get you the lowest insurance premiums of any insurer out there. Saving money on your insurance is important, but the lowest insurance premiums are usually accompanied by the lowest insurance coverage. 

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Tags: Home & Auto


Exercise diligence when leaving an online review

March 04 , 2020

Exercise Diligence When Leaving an Online Review

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Tags: Home & Auto


Six pieces of technology that can keep your home claims-free

February 05 , 2020

GettyImages-home tech

Simple pieces of technology can keep your home safe from burglary. Well, wouldn’t it be great if technology could help us avoid other claims like water damage, fire and freezing damage? It is!

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Tags: Home & Auto


Life changes, so should your insurance policy

January 15 , 2020

GettyImages-insurance policy

Imagine if we could buy just one insurance policy and be set for life. That’s a nice thought, isn’t it? Like the good things that happen in life, your insurance policy should change and adapt to your situations. The beauty of having a local, independent insurance agency is that it represents multiple insurance companies – one that surely will fit your current and future needs. Some things to consider when reviewing your current insurance:

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Tags: Home & Auto


Identity theft: an unfortunate reality

December 11 , 2019

GettyImages-identity theft

You see it all over the news – data breaches at major retailers that potentially compromised shoppers’ debit and credit cards. While your banking institutions and credit card issuers do offer some protection against fraudulent charges to your accounts, did you know that your homeowner’s or renter’s insurance may offer additional protection if your identity is stolen?

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Tags: Home & Auto


Holiday theft protection: beware of thieves!

November 27 , 2019

car thief

During the holiday season, most of us are focused on family gatherings, good food and giving back. What most of us don't think about is the rise in theft during the holidays. Homes are burglarized, contents are stolen from cars and people’s identities taken — start thinking about these ways to protect yourself from thieves this holiday season.

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Tags: Home & Auto


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