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Straight From The Source Blog by Higginbotham Insurance


Sewer backup prevention and homeowners insurance

November 28 , 2018

GettyImages-Ceiling LeakWant to avoid throwing money down the drain? Then pay attention to your drains. Sewer backups can cause serious – and seriously expensive – problems, including flooded basements, severe property damage, unpleasant odors and even dangerous health hazards. Fortunately, a little precaution can help you mitigate the risk.

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Tags: Home & Auto


Don’t let vacant property insurance become a ghoulish nightmare

October 24 , 2018

 

GettyImages-Vacant House

Halloween is just around the corner, and that means another season of ghosts, ghouls, goblins and other scary creatures. If you own property that’s currently vacant, the last thing you want from that property is a haunted house of insurance nightmares.

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Tags: Home & Auto


Safe driving alert: 10 autumn hazards

October 17 , 2018

GettyImages-Driving in Autumn Leaves

There’s something special about autumn. It’s a favorite time of year for millions with its cool, crisp air and the kaleidoscope of rich colors. It’s a time for wrapping up the yard work, digging out that favorite old sweater and sending the kids back to school.

But like any other season, autumn has its own unique driving hazards.

Here are 10 of the most common fall driving hazards that safe drivers watch out for:

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Tags: Home & Auto


Insurance know-how for newlyweds

September 05 , 2018

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Tags: Home & Auto, Individual Life & Health


Keep your home safe from wildfire risks

August 22 , 2018

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The risk of wildfire is especially high right now. Take steps to protect your home from danger.

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Tags: Home & Auto


Small auto accidents: Should you file a claim?

July 16 , 2018

Small auto accident

Let’s imagine you’ve been in a car accident – a very small car accident. It’s so small, in fact, that you’re not even sure you should file a claim with your auto insurer. 

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Tags: Home & Auto


Establishing a home fire escape plan

June 27 , 2018

Home fire escape plan

Time is your biggest enemy when escaping from a burning building. In less than 30 seconds, a small flame can get completely out of control and turn into a major fire. It only takes minutes for a house to become filled with smoke and engulfed in flames.

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Tags: Home & Auto


Before you hit the water, read these 6 watercraft safety tips

May 30 , 2018

Watercraft safety

Summer is a great time to enjoy recreational watercraft – but an injury or accident can spoil the good times in an instant. According to the U.S. Coast Guard’s 2016 Recreational Boating Statistics Report, 1,081 of the 4,463 accidents reported in 2016 happened in the month of July. Compare this to December, when only 75 accidents were reported.

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Tags: Home & Auto


Home remodeling and insurance: What you need to know

April 10 , 2018

 Home remodeling and insurance

If you really want your house to feel like new, nothing tops a home remodeling project. Whether you’re adding a new room or giving your kitchen an upgrade, home remodeling is a great way to achieve your dream home without the headache and expense of moving. It’s still a lot of work, however, and there are many issues to consider – including insurance.

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Tags: Home & Auto


Why choose an independent agent for your home and auto insurance?

March 20 , 2018

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When it comes time to purchase home and auto insurance, you have a lot of choices. One of the most important decisions you’ll make is deciding how to buy insurance.

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Tags: Home & Auto


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