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Straight From The Source Blog by Higginbotham Insurance


How to protect yourself from a dog bite claim

February 06 , 2019

GettyImages-Petting DogAccording to the Insurance Information Institute, over $400 million is paid out for dog bite claims each year by insurance companies. While that may seem like a lot, there is an estimated $600 million that is in excess of the home insurance policy limits. Protecting yourself with sufficient limits, as well as considering an umbrella insurance policy, could help you avoid out-of-pocket expenses should your pooch bite someone.

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Tags: Home & Auto


Updating your insurance needs for the New Year

January 16 , 2019

GettyImages-2019 New YearA lot happens over the course of a year. You can have life changes – some great, some small and some relate directly to your insurance. Do you know when you should call your insurance agent and let him or her know that a fill-in-the-blank-life-change has happened?

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Tags: Home & Auto


Make home security your top priority

December 12 , 2018

Home security blog 

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Tags: Home & Auto


Sewer backup prevention and homeowners insurance

November 28 , 2018

GettyImages-Ceiling LeakWant to avoid throwing money down the drain? Then pay attention to your drains. Sewer backups can cause serious – and seriously expensive – problems, including flooded basements, severe property damage, unpleasant odors and even dangerous health hazards. Fortunately, a little precaution can help you mitigate the risk.

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Tags: Home & Auto


Don’t let vacant property insurance become a ghoulish nightmare

October 24 , 2018

 

GettyImages-Vacant House

Halloween is just around the corner, and that means another season of ghosts, ghouls, goblins and other scary creatures. If you own property that’s currently vacant, the last thing you want from that property is a haunted house of insurance nightmares.

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Tags: Home & Auto


Safe driving alert: 10 autumn hazards

October 17 , 2018

GettyImages-Driving in Autumn Leaves

There’s something special about autumn. It’s a favorite time of year for millions with its cool, crisp air and the kaleidoscope of rich colors. It’s a time for wrapping up the yard work, digging out that favorite old sweater and sending the kids back to school.

But like any other season, autumn has its own unique driving hazards.

Here are 10 of the most common fall driving hazards that safe drivers watch out for:

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Tags: Home & Auto


Insurance know-how for newlyweds

September 05 , 2018

GettyImages-Newlyweds 

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Tags: Home & Auto, Individual Life & Health


Keep your home safe from wildfire risks

August 22 , 2018

GettyImages-Wildfire

The risk of wildfire is especially high right now. Take steps to protect your home from danger.

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Tags: Home & Auto


Small auto accidents: Should you file a claim?

July 16 , 2018

Small auto accident

Let’s imagine you’ve been in a car accident – a very small car accident. It’s so small, in fact, that you’re not even sure you should file a claim with your auto insurer. 

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Tags: Home & Auto


Establishing a home fire escape plan

June 27 , 2018

Home fire escape plan

Time is your biggest enemy when escaping from a burning building. In less than 30 seconds, a small flame can get completely out of control and turn into a major fire. It only takes minutes for a house to become filled with smoke and engulfed in flames.

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Tags: Home & Auto


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