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Straight From The Source Blog by Higginbotham Insurance


Do your homework before hiring a contractor from Craigslist

October 16 , 2019

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You’re planning a home remodel or some landscape work – great! Most people start this process by laying out exactly what they’d like, then calling multiple companies to get the best quote to have the job completed. After all, this is your palace, and it should be exactly as you’d like it!

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Tags: Home & Auto


Beware of uninsured motorists

September 25 , 2019

uninsured motorist

Uninsured drivers are a huge problem across the United States. Each year billions are paid out in uninsured motorists claims. Even though uninsured motorists have steadily declined over the past decade, some states still have one in four drivers behind the wheel without insurance. You can protect yourself with insurance called uninsured motorist coverage.

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Tags: Home & Auto


Educating your children about insurance before they leave for college

August 28 , 2019

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Attending college is an exciting time for children. Whether it’s deciding where to go, what to major in or figuring the finances, there are a lot of decisions to think about. Before they leave the nest, here are three things to consider when it comes to having the right insurance policy.

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Tags: Home & Auto


Five things to consider before switching car insurance

July 17 , 2019

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Switching your car insurance policy can save you hundreds of dollars a year. But, make sure you consider these things before you make the switch to a different insurance company.

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Tags: Home & Auto


Do rock chip claims impact my auto insurance rates?

June 26 , 2019

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We’ve all seen the tents in parking lots claiming, “Free rock chip repair!” But, there is a hidden cost somewhere. Some insurance companies will pay the people at the tent to inject an epoxy into the chip in hopes that it doesn’t run and turn into a non-repairable crack. After all, the insurance company clearly sees that $40 is better than the $250 to have the windshield replaced.

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Tags: Home & Auto


Renter's insurance helps protect more than just your personal items

May 01 , 2019

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If you’re like two out of every three people who rent a home, apartment or other dwelling, you don’t carry a renters insurance policy. The reason for not carrying renters insurance varies, but it’s important to understand that your landlord is not responsible for your personal belongings if they are damaged, stolen or otherwise. You alone are responsible for your things, so protecting them with a renters insurance policy is wise.

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Tags: Home & Auto


Five common places to check for water damage before it happens

April 10 , 2019

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Sooner or later, a water source in your home will fail. Water damage is one of the most common home insurance claims, and the average cost of these claims in a year is more than $9,000. Water damage can be avoided, but knowing what signs to look for is important.

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Tags: Home & Auto


Do you know what determines your car insurance rate?

March 06 , 2019

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Tags: Home & Auto


How to protect yourself from a dog bite claim

February 06 , 2019

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According to the Insurance Information Institute, over $400 million is paid out for dog bite claims each year by insurance companies. While that may seem like a lot, there is an estimated $600 million that is in excess of the home insurance policy limits. Protecting yourself with sufficient limits, as well as considering an umbrella insurance policy, could help you avoid out-of-pocket expenses should your pooch bite someone.

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Tags: Home & Auto


Updating your insurance needs for the New Year

January 16 , 2019

GettyImages-2019 New YearA lot happens over the course of a year. You can have life changes – some great, some small and some relate directly to your insurance. Do you know when you should call your insurance agent and let him or her know that a fill-in-the-blank-life-change has happened?

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Tags: Home & Auto


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