Straight From The Source Blog by Higginbotham Insurance

Boat insurance requirements: the essentials

July 02 , 2021

Boat ins

Do you own a boat? Make sure it’s protected with the right boat insurance.

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Tags: Home & Auto

Does homeowners insurance include jewelry coverage?

June 10 , 2021

Jewelry blog

If you have valuable jewelry, you probably want to make sure it’s protected in case anything happens to it. What you might not know, though, is whether your homeowners insurance policy already provides coverage. You don’t want to spend money on a separate policy if you don’t need one, but you also don’t want to risk going without coverage.

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Tags: Home & Auto

How to shop for auto insurance

June 08 , 2021

Car ins

Shopping for auto insurance is not something most people get excited about. However, it’s important to take the time to do your research to find the best plan to fit your needs and budget.

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Tags: Home & Auto

Is landlord insurance more expensive than homeowners?

May 11 , 2021

Landlord blog

In terms of monthly cost, the premiums for landlord insurance are more expensive than homeowners insurance. However, nothing would be more expensive than filing a claim for damage to your rental property and finding out that you are not covered under your regular homeowners insurance.

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Tags: Home & Auto

Why car insurance rates are going up

May 06 , 2021

Car insurance

Have your car insurance premiums been going up? You’re not alone. Auto insurance premiums have been climbing for about a decade now. Here’s a look at how much car insurance costs are increasing, why car insurance costs are going up and what you can do about it.

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Tags: Home & Auto

What to check when buying a used car

April 20 , 2021

Buying a used car

So you’ve decided to purchase a used car. Great! There are a lot of advantages to buying a used car versus new; the biggest one being that you don’t take the depreciation hit that a new car comes with as soon as it’s driven off the lot.

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Tags: Home & Auto, Lifestyle

Is earthquake insurance worth it?

April 06 , 2021

Earthquake blog

If you have homeowners insurance to protect your house, you might think you have all the coverage you need. This isn’t always true. Homeowners insurance provides protection against many common risks, but some risks are typically excluded. You may already know that flood insurance has to be purchased separately. Likewise, earthquake coverage is typically excluded from home insurance policies, so coverage must be purchased separately.

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Tags: Home & Auto

Condo insurance vs. homeowners insurance for a townhouse

February 04 , 2021


Getting the right insurance for your home is essential. If you live in a townhouse, you may be wondering whether you need condo insurance or homeowners insurance – or something else. The answer will depend on your exact situation.

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Tags: Home & Auto

Do I need to keep my insurance during the off-season?

January 12 , 2021

motorcycle in winter

Now's the time to enjoy some amazing winter excursions. Each year we’re asked by many of our customers about the possibility to cancel your insurance policies on their summer toys like motorcycles, RVs, boats and ATVs. While you may not be using these alternative vehicles during cold weather months, your vehicles can still be damaged, and an insurance claim would need to be made to your insurer. If you cancelled your insurance policy, you may be forced to pay for repairs or replacements out-of-pocket. During the cooler months while your toys are parked, events can still occur - like damage or theft - that might get expensive without a valid insurance policy.

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Tags: Home & Auto

How to inspect your roof for damage

December 22 , 2020

roof damage

We all know that owning a home is an expensive investment. Unfortunately, you can’t just move in and let it set. Homes require constant maintenance to ensure you don’t get costly damage. We suggest doing a yearly home inspection.

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Tags: Home & Auto


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