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Straight From The Source Blog by Higginbotham Insurance


Small auto accidents: Should you file a claim?

July 16 , 2018

Small auto accident

Let’s imagine you’ve been in a car accident – a very small car accident. It’s so small, in fact, that you’re not even sure you should file a claim with your auto insurer. 

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Tags: Home & Auto


Establishing a home fire escape plan

June 27 , 2018

Home fire escape plan

Time is your biggest enemy when escaping from a burning building. In less than 30 seconds, a small flame can get completely out of control and turn into a major fire. It only takes minutes for a house to become filled with smoke and engulfed in flames.

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Tags: Home & Auto


Before you hit the water, read these 6 watercraft safety tips

May 30 , 2018

Watercraft safety

Summer is a great time to enjoy recreational watercraft – but an injury or accident can spoil the good times in an instant. According to the U.S. Coast Guard’s 2016 Recreational Boating Statistics Report, 1,081 of the 4,463 accidents reported in 2016 happened in the month of July. Compare this to December, when only 75 accidents were reported.

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Tags: Home & Auto


Home remodeling and insurance: What you need to know

April 10 , 2018

 Home remodeling and insurance

If you really want your house to feel like new, nothing tops a home remodeling project. Whether you’re adding a new room or giving your kitchen an upgrade, home remodeling is a great way to achieve your dream home without the headache and expense of moving. It’s still a lot of work, however, and there are many issues to consider – including insurance.

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Tags: Home & Auto


Why choose an independent agent for your home and auto insurance?

March 20 , 2018

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When it comes time to purchase home and auto insurance, you have a lot of choices. One of the most important decisions you’ll make is deciding how to buy insurance.

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Tags: Home & Auto


How to prevent the four most common home insurance claims

February 27 , 2018

Common home insurance claims

Most of the time, when you buy something, you intend to use it. You purchase a car because you need to drive it to work every day, you buy that grill because you want to treat the family to hamburgers every weekend and so on. Insurance is the exception. When you purchase a homeowners insurance policy, you hope never to have to use it.

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Tags: Home & Auto


Prevent drunk driving during the holidays

December 06 , 2017

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The holidays are here. It’s a time for family, friends and good cheer – not drunk driving. Unfortunately, accidents caused by drunk drivers tend to rise around times of celebration. Keep yourself and the ones you care about safe at this season’s holiday parties with these tips for hosts and guests to help prevent drunk driving. 

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Tags: Home & Auto


Holiday home fire prevention tips

November 21 , 2017

holiday home fire prevention

There’s nothing like a crackling fire to keep you warm during the holidays – as long as that fire stays in the fireplace. In 2016, a home fire was reported to a U.S. fire department every 90 seconds, according to the National Fire Protection Association. The holiday season can bring extra fire risks.

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Tags: Home & Auto


10 Halloween safety reminders

October 26 , 2017

Halloween safety tips for parents

Halloween is supposed to be a scary holiday. We expect to see spooky costumes and terrifying decorations. Some frights, however, are less enjoyable – especially when they involve injuries or lawsuits.

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Tags: Home & Auto


How car accidents affect your Texas auto insurance rates

August 31 , 2017

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Car insurance is required by Texas law, and it’s also a smart way to protect your assets. Unfortunately, car insurance premiums can be expensive – even if you have a clean driving record. Have you ever wondered what might happen to your car insurance rates if you get into an accident? Find out below.

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Tags: Home & Auto


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