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Straight From The Source Blog by Higginbotham Insurance


Collision insurance coverage: the essentials

October 06 , 2021

Collision coverage blog FB LI

If your car is damaged in a collision, will your insurance provide coverage? Without collision insurance coverage, the answer may be a resounding, “no.” If you own a car, you should keep reading to learn more about this coverage, why it’s important and how to decide if you need it.

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Tags: Home & Auto


What is gap insurance?

September 08 , 2021

Gap ins blog

If you’ve ever purchased a new car, or taken out a loan for vehicle, you may have been offered – or even required – to have gap insurance. If you’re like most people, you already buy auto insurance, so you may be wondering why you would also need gap insurance. That’s exactly the question we will answer here. But first, let’s talk about negative equity.

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Tags: Home & Auto


What is comprehensive insurance coverage?

August 05 , 2021

Comprehensive coverage

When shopping for car insurance, you will most likely be offered comprehensive insurance coverage. Accepting it will cause your premiums to increase, but turning it down might leave you without the protection you need. So, what should you do?

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Tags: Home & Auto


Boat insurance requirements: the essentials

July 02 , 2021

Boat ins

Do you own a boat? Make sure it’s protected with the right boat insurance.

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Tags: Home & Auto


Does homeowners insurance include jewelry coverage?

June 10 , 2021

Jewelry blog

If you have valuable jewelry, you probably want to make sure it’s protected in case anything happens to it. What you might not know, though, is whether your homeowners insurance policy already provides coverage. You don’t want to spend money on a separate policy if you don’t need one, but you also don’t want to risk going without coverage.

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Tags: Home & Auto


How to shop for auto insurance

June 08 , 2021

Car ins

Shopping for auto insurance is not something most people get excited about. However, it’s important to take the time to do your research to find the best plan to fit your needs and budget.

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Tags: Home & Auto


Is landlord insurance more expensive than homeowners?

May 11 , 2021

Landlord blog

In terms of monthly cost, the premiums for landlord insurance are more expensive than homeowners insurance. However, nothing would be more expensive than filing a claim for damage to your rental property and finding out that you are not covered under your regular homeowners insurance.

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Tags: Home & Auto


Why car insurance rates are going up

May 06 , 2021

Car insurance

Have your car insurance premiums been going up? You’re not alone. Auto insurance premiums have been climbing for about a decade now. Here’s a look at how much car insurance costs are increasing, why car insurance costs are going up and what you can do about it.

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Tags: Home & Auto


What to check when buying a used car

April 20 , 2021

Buying a used car

So you’ve decided to purchase a used car. Great! There are a lot of advantages to buying a used car versus new; the biggest one being that you don’t take the depreciation hit that a new car comes with as soon as it’s driven off the lot.

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Tags: Home & Auto, Lifestyle


Is earthquake insurance worth it?

April 06 , 2021

Earthquake blog

If you have homeowners insurance to protect your house, you might think you have all the coverage you need. This isn’t always true. Homeowners insurance provides protection against many common risks, but some risks are typically excluded. You may already know that flood insurance has to be purchased separately. Likewise, earthquake coverage is typically excluded from home insurance policies, so coverage must be purchased separately.

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Tags: Home & Auto


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