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Straight From The Source Blog by Higginbotham Insurance


5 things to discuss with your teen driver

October 21 , 2020

teen driver

This week is National Teen Driver Safety Week. According to National Highway Traffic Safety Administration, the leading cause of death of teenagers from 15-19 years old in the United States is auto accidents. In order to decrease these numbers, it’s important for parents to sit down with their children to discuss the dangers of driving.

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Tags: Home & Auto


21 scenarios that would warrant an umbrella insurance policy

October 07 , 2020

umbrella insurance

Umbrella insurance is a type of personal liability insurance that can cover claims in excess of your regular homeowners, renters or auto policy coverage. It can protect not just the policyholder, but also members of your family or household, and it can cover injury to others or damage to their possessions. There are many scenarios that would warrant the need for an umbrella insurance policy. We outline a few of them here.

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Tags: Home & Auto


When a windstorm or hurricane strikes, will your property insurance provide coverage?

September 16 , 2020

hurricane blog

For businesses and homeowners alike, Hurricane Laura was yet another stark reminder of the power and fury of windstorms. With sustained winds as high as 95 mph in Lake Charles, LA, and gusts recorded as high as 150 mph in other places, Laura caused 59 deaths and nearly $9 billion in damage in Texas and Louisiana.

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Tags: Home & Auto, Business Insurance


Home insurance can give you more than just coverage for your home

August 26 , 2020

home insurance

 

We typically purchase homeowners insurance to protect our largest investment – our home. But homeowners coverage, and often condo and renters insurance too, includes many other items besides your home. Let’s take a look at just a few items that might be covered by your homeowners insurance carrier. 

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Tags: Home & Auto


Six tips for firework safety

July 01 , 2020

fireworks

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Tags: Home & Auto


Three things to do before leaving for a vacation

June 17 , 2020

home security

Ah, summer. As U.S. states begin relaxing their stay-at-home orders, many families are itching for a change of scenery and planning a summer trip. Even if you’re not traveling far, keeping your home safe while you’re away is just as important if you’re headed off to another continent. Ponder these three points to keep your home safe from burglary while on vacation.

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Tags: Home & Auto


Hosting a special event this summer? Consider a special event insurance policy

May 13 , 2020

canceled

Shelter in place orders to help stop the spread of COVID-19 forced the cancellation of family events across the U.S., many of which had been meticulously planned for months in advance. This pandemic highlights the importance of special event insurance. Whether you’re planning a weddingQuinceañera, baby shower, religious ceremony or other special event, there’s much to consider to make it perfect – determining your guest list, vendors, decorations, food choices and all the small details. The last thing you think about is having an insurance policy for your event. But a special events insurance policy acts as your protection from a variety of claims that might occur on your big day – and in times like these, it’s important to be prepared for the unexpected. 

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Tags: Home & Auto


The shrinking capacity for umbrella coverage

April 15 , 2020

umbrella

Umbrella coverage offers attractive protection for those who worry that their limits might not be high enough or that insurance gaps might be leaving them exposed. Unfortunately, current insurance market conditions may be making umbrella coverage more difficult to obtain. Here’s why you should prepare for umbrella coverage’s shrinking capacity. 

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Tags: Home & Auto, Business Insurance


Choosing the lowest rate car insurance may not be the best plan

April 08 , 2020

car wreck

We’re all flooded daily with car insurance commercials claiming that shopping with them will get you the lowest insurance premiums of any insurer out there. Saving money on your insurance is important, but the lowest insurance premiums are usually accompanied by the lowest insurance coverage. 

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Tags: Home & Auto


Exercise diligence when leaving an online review

March 04 , 2020

Exercise Diligence When Leaving an Online Review

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Tags: Home & Auto


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