Straight From The Source Blog by Higginbotham Insurance

Demand rises for virtual care

June 23 , 2017

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If companies had a way to keep health care costs down while making employees happy, they’d have to pursue it. As it turns out, such an option exists. Telemedicine is a cost-effective care option in many situations. It’s also rising in popularity among consumers.

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Tags: Employee Benefits

10 surprising facts about disability insurance

May 03 , 2017

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To help bring attention to the need for disability insurance, May is Disability Insurance Awareness Month. Created and organized by the nonprofit Life Happens and supported by the Council for Disability Awareness, it’s an annual campaign to help educate the public about the very real risks of disability and the importance of income protection planning.

In honor of the occasion, we thought we’d share 10 surprising facts about disability. For details on where the following statistics come from, check out this infographic from

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Tags: Employee Benefits

Group benefits strategies: Managing health care costs

April 13 , 2017

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Imagine that Gas Station A charges $2.50 a gallon. Gas Station B down the road charges three times as much at $7.50 a gallon. Where would you fill up the company car? At Gas Station A of course! 

Believe it or not, this scenario plays out every day in our health care system, with a much different outcome. According to a Blue Cross Blue Shield report, the cost of a total knee replacement in Dallas can range from $16,722 to $61,585 depending on the hospital. That’s a 267 percent difference!

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Tags: Employee Benefits

Life and LTCi executive compensation – Why and how

March 14 , 2017

Executive compensation methods

Executive compensation packages are as varied as the executives they cover. Packages that supplement and protect retirement assets pack the strongest punch.

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Tags: Employee Benefits

How the presidential election could impact your open enrollment

October 18 , 2016

U.S. Mail delivery during the presidential election

A current topic of discussion in communication forums is the upcoming presidential election and how it might affect the U.S. Postal Service.

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Tags: Employee Benefits

Group health insurance: Tips for online open enrollment

September 20 , 2016

Online Open Enrollment

As 2016 starts to wind down, we begin to look toward 2017. At many companies throughout the United States, this can mean only one thing: it’s time for open enrollment. If your company is considering online enrollment this year, there are several things you should know.

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Tags: Employee Benefits

HIPAA compliance 2016

August 30 , 2016

HIPAA Compliance

Data breaches targeting the healthcare industry, and the resulting theft of patient records, have reached epidemic proportions, putting the privacy and protected health information (PHI) of millions of Americans at risk. And many of those breaches are triggering HIPAA audits—and devastating fines.

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Tags: Employee Benefits

Employee benefit communication: Lessons from the presidential campaigns

August 15 , 2016

Employee Benefits Communication

In the ongoing battle to attract and retain the best talent, your employee benefits package is one of the most powerful tools in your arsenal … but only if employees understand each benefit available. Often, the benefits communication process is lacking or antiquated, and vital information gets lost in the shuffle, leaving people confused about their options. In fact, according to Aflac’s 2015 Workforces Report, only 20 percent of employees surveyed said they had enough information to make informed decisions about their benefits. Only 20 percent! That’s clearly an epic fail.

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Tags: Employee Benefits

Life insurance: A workhorse for funding executive benefits

August 03 , 2016

Executive benefits - life insurance

Running a successful business takes a successful team, and that starts with your executive staff. They’re the driving force behind your operation, so you want the best professionals you can find. But competition for executive “superstars” is keen, to say the least. So how do you put together and fund an attractive compensation package that goes above and beyond the usual offerings, but doesn’t kill your bottom line?

Think life insurance.

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Tags: Employee Benefits

How to choose an HR tech vendor: Five criteria

July 14 , 2016

Choosing an HRIS system

What is HRIS? It’s a Human Resource Information System that facilitates payroll, online enrollment, benefits administration, timekeeping, on-boarding and more. Sounds good, but what does that really mean for your business? It means efficiency. The end of entering HR data into five different systems and spending hours reconciling the inherent errors. One HR data entry point. Fewer errors. Better compliance. More time to spend on growth-oriented HR functions.

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Tags: Employee Benefits


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