Straight From The Source Blog by Higginbotham Insurance

Insurance for consultants: what coverage is needed?

September 21 , 2021

Consulting ins blog

Consultants provide valuable services in many areas – from marketing and business to finance, real estate and beyond. However, providing advice and expertise involves some risks. For example, if a consultant’s advice results in a client’s financial loss, the consultant can be sued. The right insurance products can help minimize the exposures. Here’s a look at the insurance types that consultants need.

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Tags: Business Insurance

10 types of small business loans

September 01 , 2021

Small biz loans

Higginbotham is not a law firm, and this article is not meant to provide legal advice.

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Tags: Business Insurance

Claims-made vs. occurrence: what are your policy terms?

August 17 , 2021

Claims blog

If your business gets hit with a claim, the insurance company will cover the claim – right? It sounds like it should be simple, but when there’s a long gap between the incident and the claim, things can get complicated.

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Tags: Business Insurance

Questions to ask before starting a business

August 10 , 2021

Small business

So you want to start your own business.

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Tags: Business Insurance, Lifestyle

How to calculate net working capital

June 24 , 2021

Net worth blog

With access to a company’s balance sheet, net working capital can be calculated simply by subtracting current liabilities from current assets.

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Tags: Business Insurance

How to set up a warehouse

June 22 , 2021

Warehouse blog

If your business is based on products, rather than services, you need to know how to set up a warehouse. If you are a reseller, your success depends on a ready supply of the items you offer so that customer orders are fulfilled promptly.

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Tags: Business Insurance

Vacant building insurance

May 20 , 2021

Vacant building

If you have a vacant commercial property, you need vacant property insurance. Unoccupied and vacant properties are subject to many of the same risks that occupied properties are subject to. Vacant and unoccupied properties may also be vulnerable to additional risks. Maintaining the proper property insurance for unoccupied commercial properties is essential.

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Tags: Business Insurance

Office dress code do's and don'ts

May 14 , 2021

office dress code

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Tags: Business Insurance

How to write a values statement

May 04 , 2021

Mission statement blog

What is a Values Statement?

Values statements, or value statements, are the core, guiding principles of an organization; they define what a company believes in and how people in the organization are expected to behave—with each other, customers, vendors and other stakeholders.

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Tags: Business Insurance

Business continuity and risk management

April 22 , 2021

Business continuity

It’s easy to plan for good times. When everything goes as it should, you can focus on growing your business and meeting your corporate objectives. But what happens when things don’t go as planned? Maintaining business continuity through disruptions takes careful planning.

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Tags: Risk Management, Business Insurance


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