Six pieces of technology that can keep your home claims-free

By Higginbotham on February 05 , 2020

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Simple pieces of technology can keep your home safe from burglary. Well, wouldn’t it be great if technology could help us avoid other claims like water damage, fire and freezing damage? It is!

Technology for the home has taken huge steps in the past five years. In fact, most everything in a home can be controlled by a mobile device and an installed home router (Wi-Fi). Implement some of these do-it-yourself items into your home to help you avoid an insurance claim:

Thermostats: Not only does a smart thermostat help you reduce your energy consumption, you can now monitor the home temperature while away on vacation. We all know someone who has experienced a frozen pipe that caused water damage. Typically this is because the thermostat wasn’t on and a cold-snap came through. Smart thermostats allow you to adjust the temperature through a Wi-Fi signal even while you’re abroad.

Smart Garage Door Openers: We’ve all come back home and noticed we left the garage door open all night, or even left the house only to reach your destination and think…did I leave my garage door open? Smart garage door openers work with your Wi-Fi system to notify you if the door is open or closed. You can then close it from your mobile device, ensuring your items stay safe and sound.

Water Sensors: Water sensors alert to you when water is standing on the floor. A great place to install a water sensor is behind a toilet, near a dishwasher and behind your refrigerator if you have a water/ice maker. Water sensors can be synced with your existing alarm system or are available in a Wi-Fi version, which run around $60 each.

Smart Smoke Alarms: Smoke alarms are really the first line of defense for fires and smoke damage. Often times a fire will smolder, but the resulting smoke damage can be just as damaging. Smoke alarms, like water sensors, can be obtained by your existing home security company and tied in. Additionally, smoke alarms can be tied into your Wi-Fi, alerting you if something is awry at home while you’re way.

Smart Locks: “Did you lock the front door when we left? No, I was carrying the suitcase.” Fortunately, door locks are available in a Wi-Fi enabled where you can simply lock and unlock your front door via a battery and Wi-Fi signal. Unlocked front doors are now a thing of the past.

Humidity Monitors: High humidity is another sign that you have water in your home. When humidity rises, it can wreak havoc on your home. Humidity sensors come in all sorts of devices including your thermostat, furnace and even some home video monitors. If the humidity is extra high, this may be a sign that water is leaking somewhere.

If technology is your thing, consider some of these options! For most people, insurance is not. Fortunately, if you have questions about your home or renters insurance, our personal insurance experts are here to answer them.

Tags: Home & Auto


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