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Straight From The Source Blog by Higginbotham Insurance


August 2020 Retirement Times

August 18 , 2020

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It’s That Time Again! Back-to-School for Fiduciaries

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Tags: Retirement Plans


How employers can maximize employee benefit engagement with smart tech

August 13 , 2020

benefits tech

It’s time to get smart about benefits. Smart technology can go a long way to improve the way employees interact with benefits. This, in turn, can increase employee satisfaction, which can boost engagement, productivity and retention. It’s an amazing chain reaction, and it all starts with the right tech tools.

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Tags: Employee Benefits


FFCRA Partially Vacated, President Orders Payroll Tax Deferral

August 11 , 2020

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NY Federal Court Partially Vacates FFCRA Leave Regulations

In a case brought by the New York attorney general, a New York federal district court has vacated portions of regulations issued by the U.S. Department of Labor (DOL) under the Families First Coronavirus Response Act (FFCRA). 

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Tags: Compliance


Successful business interruption insurance and extra expense claims require preparation and proof

August 05 , 2020

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It’s one of the worst nightmare scenarios for any business owner. After pouring your sweat, soul and financial resources into building a successful business, a devastating event comes along and forces you to close your doors. It could be a fire, natural disaster, equipment failure or any one of numerous other scenarios. And, it could result in a temporary shutdown – or a permanent business failure. 

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Tags: Business Insurance


Are there costly liability surprises lurking in your contracts?

July 29 , 2020

contacts

Dealing with contracts and insurance requirements can be tricky business. Things can get especially dicey when dealing with contractual liability exclusions, additional insureds, “insured contracts” and other intricacies of the contract process.

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Tags: Risk Management


July 2020 Retirement Times

July 23 , 2020

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Are Your Participants Experiencing a Fee Imbalance?

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Tags: Retirement Plans


Liquor liability is a big risk – even during COVID-19

July 22 , 2020

liquor

Liquor is big business – but it can also be a big liability. According to The Drinks Business, U.S. alcohol sales reached $253.8 billion in 2018. At the same time, alcohol is associated with health problems, drunk driving and other serious risks – and businesses that sell alcohol may be held liable.

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Tags: Risk Management


DOL and IRS Issue Additional COVID Leave Guidance, FMLA Forms Updated

July 21 , 2020

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DOL Publishes Additional COVID Guidance; IRS Issues Guidance on FFCRA Leave and W-2 Reporting

The U.S. Department of Labor’s Wage and Hour Division (WHD) has published additional guidance to provide information to workers and employers about how the requirements and protections of the Fair Labor Standards Act (FLSA), the Family and Medical Leave Act (FMLA) and the Families First Coronavirus Response Act (FFCRA) impact the workplace as America continues to reopen. The new guidance provides plain-language questions and answers addressing critical issues under all three laws.

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Tags: Compliance


How employers can make telecommuting work

July 16 , 2020

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Telecommuting may be the new normal. According to Business Insider, a study from IBM found that 54 percent of workers want to continue working remotely on a full-time basis after the pandemic.

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Tags: Employee Benefits


Is your business prepared for the next disaster?

July 09 , 2020

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There’s no question that eventually, a disaster will strike your business. The real question is whether you’ll be prepared. According to FEMA, 40 to 60 percent of small businesses never reopen after a disaster. Don’t be part of this statistic. Take the following four steps now to make sure you’re prepared for potential disasters and to manage whatever crises develop in the aftermath.

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Tags: Risk Management


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