Straight From The Source Blog by Higginbotham Insurance

Increase efficiency and control liability with HR technology

July 03 , 2019

GettyImages-hr tech

When you work in human resources, you’ve got to be good at juggling. There’s new talent to recruit, benefits to manage and conflicts to resolve. You’re onboarding and offboarding and even crossboarding. And then there are all the rules and regulations. If anything goes wrong, you could be facing a lawsuit. An extra hand or two sure could help. Good HR technology would be even better.

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Tags: Employee Benefits

Do rock chip claims impact my auto insurance rates?

June 26 , 2019

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We’ve all seen the tents in parking lots claiming, “Free rock chip repair!” But, there is a hidden cost somewhere. Some insurance companies will pay the people at the tent to inject an epoxy into the chip in hopes that it doesn’t run and turn into a non-repairable crack. After all, the insurance company clearly sees that $40 is better than the $250 to have the windshield replaced.

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Tags: Home & Auto

Final Rule on Employer-Sponsored HRAs for Individual Coverage Released

June 21 , 2019


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Tags: Compliance

10 tips to get the best commercial auto insurance

June 19 , 2019

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The road is a dangerous place. And if driving is an essential part of your business, you have special risks that many other businesses don’t. Your whole operation can be at the mercy of poor road conditions, heavy traffic, foul weather and crazy drivers. When you add uninsured drivers, vandalism and a litigious culture into the mix, the risks and potential costs only escalate.

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Tags: Business Insurance

June HR News Worth Review

June 13 , 2019


PCORI Fees due by July 31

With summer in full swing, July 31 will be here before you know it. On or before that date, some employers will need to file an Internal Revenue Service (IRS) Form 720 and submit the applicable payment for their Patient Centered Outcomes Research Institute (PCORI) fees.

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Tags: Compliance

Construction contracts: Oklahoma's anti-indemnity law

June 12 , 2019

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Contracts aren’t considered leisurely reading. The language used in indemnity provisions can be complicated. Terms like “indemnitor” and “indemnitee” aren’t used in everyday language. To help you navigate the complexity of indemnity provisions, let’s put the risk transfer language in common terms.

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Tags: Risk Management

How to count employees for compliance purposes

June 05 , 2019

GettyImages-hr compliance blog

Full-time. Part-time. Seasonal. The variety of work arrangements can make getting an employee count complicated – and that’s before you even deal with turnover rates. Despite the difficulty, knowing how many employees your organization has is important for legal reasons. Exactly how to count your employees depends on the legal purpose of the count.

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Tags: Compliance

May 2019 Retirement Times

May 23 , 2019

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Four Ways to Increase Employee Retirement Contributions

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Tags: Retirement Plans

Workers' compensation: 7 best practices for injury case management

May 22 , 2019

GettyImages-Workers Comp blog

There’s only one way your business can run on all cylinders, and that’s with every employee at work and functioning at full capacity. Unfortunately, that’s not always possible. Injuries and illnesses happen. And when you have employees off work due to injury, it can put a real strain on your operation and your bottom line.

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Tags: Risk Management

May HR News Worth Review

May 16 , 2019


President Announces Plan to Combat Surprise Medical Billing, HHS Moves for More Drug Pricing Transparency

On May 9, 2019, President Donald Trump delivered a speech criticizing the practice of surprise medical billing. He announced a general plan of attack and hinted at a few specifics for curbing the trend.

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Tags: Compliance


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