Keeping your home and family safe should be one of your top priorities, as you rarely get a second chance to take precautions against a home invasion. There are several things that you can do, including purchasing a home security system, that can provide protection for your family around the clock.
Protect Your Home 24/7
Most burglaries do not occur in the dead of night like most people think. Instead, they tend to occur between 8 a.m. and 4 p.m. when people are at work. Also, if someone calls you and claims to be seeking information for a survey, do not provide information about your schedule or daily life. They can use this information to decipher when you'll be away.
Here are some useful security measures to use to protect your home:
- Install adequate motion-sensor lighting outside every entrance and in poorly lit areas of your home.
- Don't rely on just your privacy fence to ensure security around your property.
- Install a peephole, chain bolt lock and deadbolt locks on every door to the outside.
- Keep your windows locked at all times.
- Keep bushes and trees around your house well-manicured and cut low so that you have a clear view of the exterior of your home.
- Install timer-controlled lights in the interior and exterior of your home to give the illusion that someone is at home.
- Purchase a quality home security system from a company with a reputable history. There are plenty of models out there that can suit the needs of your living situation.
Monitor Your Property
Though a home security system can be costly, it's actually very economical considering that you may get a discount on homeowners insurance premium for having the system in place. This is because these alarms protect against liabilities, such as theft and vandalism. Here's how to get started.
Picking the Right Company
When selecting a home security company, it's important to pick one with a history of delivering quality products and reliable service to its customers. To check dependability:
- Make sure the alarm manufacturer is listed with Underwriters Laboratories (UL).
- Request a reference list of current clients you can contact.
- Contact the Better Business Bureau (BBB) or your local police department to see if they have any knowledge of complaints against a specific provider.
Choosing a Monitoring Service Option
The service that monitors your home is one of the most vital parts of your security system. Here are some additional options to consider:
- System backup: Look for companies that offer cellular or radio backups to keep your system online even if all physical lines to your house are down.
- System tests: Ask potential providers what types of tests they use and how often they are conducted as well as what is done if an error is discovered.
- Maintenance: Look for companies that offer annual maintenance as part of your normal cost of service.
At the end of the day, no one is completely immune from theft. Though a home security system may seem like an expensive investment, it could help pay for itself with a possible discount just for having a system in place. Talk to our Higginbotham insurance brokers to see how we can help lower your homeowners insurance premium.