The start of a new year is the perfect time to make resolutions to improve your health, happiness and overall quality of life. A fresh page means you can leave the old year behind and look toward the future. If you’re not sure where to get started, why not tap into how your health insurance could help with your new vibe.
Find a Workout That You Enjoy
Exercise benefits your health both physically and mentally. It allows you to maintain a healthy weight and decreases the likelihood of illnesses like heart disease and diabetes. It also produces endorphins, which boost your mood. Yet in spite of the many benefits, many of us struggle to make it part of our daily lives.
The key to regular physical activity is to find something you actually enjoy doing. There are many options available, from spinning to yoga. Look for group workouts, as breaking a sweat alongside other people can keep you motivated and be more fun.
Many gyms offer group classes you can check out, and here’s where insurance steps in. You might be surprised to learn there are often discounts available on gym memberships through health insurance.
Use Modern Tools to Make Eating Healthy Easier
It’s not always easy to motivate yourself to prepare a healthy meal at the end of a long day of work or school, but technology can help. Meal-planning apps provide inspiration for nutritious recipes, and you can synchronize them with a shopping list on your mobile phone, making the trip to the grocery store a breeze.
Many people struggle to develop a solid meal plan. One idea is to check in with your employer, as many offer their staff members free access to health coaching services. Another idea is to check with your insurance. As Today’s Dietician explains, insurance companies will often reimburse nutrition counseling. It’s a great way to come up with a plan that meshes your tastes, budget, personal health and lifestyle together for a practical solution.
Get Medical Help for Your Body and Your Mind
Take advantage of preventive care and see your doctor for an annual physical exam. This is an opportunity for them to identify signs of possible disease before you would notice symptoms yourself.
For example, a simple blood test can be used to identify high cholesterol—a precursor for heart disease and stroke. Your doctor can then recommend lifestyle changes, such as increasing exercise and decreasing your intake of saturated fats, to bring your cholesterol down.
Your insurance provider may cover an annual physical so check before you make an appointment to see if the doctor accepts your carrier. Many insurers also cover essential mental health services, giving you an affordable means of getting help for problems like depression.
Tap Into Medicare if You’re a Senior
If you're a senior and already using Medicare, make sure to take advantage of all it offers. Understanding the different types of Medicare is the first step. Medicare Part A offers hospital coverage, Part B offers medical coverage and Part D covers pharmaceuticals. There is also Medicare Advantage, or Part C, which bundles these parts through private insurers, expanding coverage and cutting out-of-pocket costs for many seniors.
Review your policy every year to make sure your needs are being met and look into adapting your coverage if they aren't. For example, if you are struggling with mental health issues like depression or anxiety, review your Medicare Part B coverage. This includes coverage for psychiatrists, clinical psychologists and clinical social workers.
With these guidelines, you can start paving the path to a happier and healthier future. What’s more, thanks to the power of Medicare and other types of insurance, you will be able to improve your well-being without breaking the bank. This will spare you needless stress about money, further enhancing peace of mind and overall well-being.
Author: James Hall, Senior Care Fitness