Straight From The Source Blog by Higginbotham Insurance


Recent Posts

October HR News Worth Review

October 08 , 2021


Lessons Learned From Open Enrollment During the Pandemic

The pandemic presented many learning opportunities for organizations as they pivoted and learned how to be resilient during uncertain times. The 2020 open enrollment season was one such opportunity, and many employers rose to the challenge by exploring new ways to engage and educate their employees about their benefits.

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Tags: Compliance

Collision insurance coverage: the essentials

October 06 , 2021

Collision coverage blog FB LI

If your car is damaged in a collision, will your insurance provide coverage? Without collision insurance coverage, the answer may be a resounding, “no.” If you own a car, you should keep reading to learn more about this coverage, why it’s important and how to decide if you need it.

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Tags: Home & Auto

Discretionary employee benefits 101

October 01 , 2021

Discretionary benefits blog FB LI

Employers are spending significant sums on employee benefits. According to the U.S. Bureau of Labor Statistics, employee compensation for civilian workers averaged $39.01 per hour in March 2021. Of that total, only $26.84 went to wages and salaries. The rest – that’s $12.18 per hour – went to benefits. Some of these benefits are required by law. Many of the benefits, however, are considered discretionary benefits – benefits that are optional under the law and that employers offer at their own discretion.

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Tags: Employee Benefits

What goes into branding your business?

September 28 , 2021

Branding blog FB LI v3

The concept of branding dates back more than 4,000 years. Of course, back then, people weren’t branding their businesses; they were branding livestock as a means of claiming their property. While the term “branding” today means something very different, the reason behind it remains the same.

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Tags: Lifestyle

Insurance for consultants: what coverage is needed?

September 21 , 2021

Consulting ins blog

Consultants provide valuable services in many areas – from marketing and business to finance, real estate and beyond. However, providing advice and expertise involves some risks. For example, if a consultant’s advice results in a client’s financial loss, the consultant can be sued. The right insurance products can help minimize the exposures. Here’s a look at the insurance types that consultants need.

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Tags: Business Insurance

Medicare Part D Notices Due Before Oct. 15, 2021

September 20 , 2021


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Tags: Compliance

September HR News Worth Review

September 16 , 2021


Agencies Issue No Surprises Act and Transparency Rule FAQ

On Aug. 20, 2021, the Departments of Labor (DOL), Health and Human Services (HHS) and the Treasury (Departments) issued frequently asked questions (FAQs) regarding the implementation of the No Surprises Act and transparency provisions of the Consolidated Appropriations Act, 2021 (CAA).

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Tags: Compliance

September 2021 Retirement Times

September 15 , 2021

Retirement Times Blog.jpg

When It Comes to Financial Wellness...the Time is Now

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Tags: Retirement Plans

Everything you need to know about television advertising costs

September 14 , 2021

Tv ads blog FB LI v2

Television advertising has stood the test of time. Despite the surging popularity of social media and online streaming services, spending on television advertising has not fallen below the $60 billion dollar mark since 2011.

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Tags: Lifestyle

Could behavioral interviewing transform your hiring results?

September 10 , 2021

Behavioral interviewing blog

If you’ve ever hired, onboarded and trained new employees, only to have them quit 90 days later, you know that it’s a frustrating and costly endeavor. Unfortunately, the person you meet in the interview often does not seem like the same person who shows up for work.

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Tags: Employee Benefits


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