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Straight From The Source Blog by Higginbotham Insurance

Higginbotham

Recent Posts


The commercial property insurance market has hardened

February 19 , 2020

insurance policy

Business Insurance reports that commercial property and casualty insurance rates are rising. In the fourth quarter of 2019, MarketScout Corp. also showed increased rates for commercial property, professional liability and D&O liability. While their reports represent national averages, some areas of the country are seeing much steeper property increases.

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Tags: Business Insurance


February 2020 Retirement Times

February 17 , 2020

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Too Many Choices: How Many Investment Options Should You Offer?

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Tags: Retirement Plans


Managing employee benefits: How to combat rising pharmacy costs

February 13 , 2020

prescription drugs

Prescription drug costs have become a key issue for both workers and their employers. According to the CDC, 60 percent of U.S. adults between the ages of 18 and 64 were prescribed medication during the previous 12 months. This means that the majority of your workers are likely taking at least one prescription, possibly more, during the average year.

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Tags: Employee Benefits


February HR News Worth Review

February 11 , 2020

 HR-News-Blog

Upcoming ACA Reporting Deadlines

Affordable Care Act (ACA) reporting for the 2019 calendar year is due in early 2020. Specifically, reporting entities must:

  • File returns with the Internal Revenue Service (IRS) by Feb. 28, 2020 (or March 31, 2020, if filing electronically); and
  • Furnish statements to individuals by March 2, 2020.
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Tags: Compliance


Six pieces of technology that can keep your home claims-free

February 05 , 2020

GettyImages-home tech

Simple pieces of technology can keep your home safe from burglary. Well, wouldn’t it be great if technology could help us avoid other claims like water damage, fire and freezing damage? It is!

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Tags: Home & Auto


January 2020 Retirement Times

January 30 , 2020

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Financial Wellness and Productivity: How are Your Employees Affected?

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Tags: Retirement Plans


What employers should know about the new form W-4

January 23 , 2020

w-4

“This tax form is too simple and logical,” said no employer ever.

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Tags: Employee Benefits


Life changes, so should your insurance policy

January 15 , 2020

GettyImages-insurance policy

Imagine if we could buy just one insurance policy and be set for life. That’s a nice thought, isn’t it? Like the good things that happen in life, your insurance policy should change and adapt to your situations. The beauty of having a local, independent insurance agency is that it represents multiple insurance companies – one that surely will fit your current and future needs. Some things to consider when reviewing your current insurance:

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Tags: Home & Auto


January HR News Worth Review

January 09 , 2020

 HR-News-Blog

PCORI Fee Extended Until 2030

Before the holidays, we sent information about President Trump signing into law a spending bill that prevented a government shutdown and repealed the following three taxes and fees under the Affordable Care Act (ACA):

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Tags: Compliance


Are you ready for the Drug and Alcohol Clearinghouse?

January 08 , 2020

GettyImages-FMCSA blog

In 2016, the FMCSA and DOT released a final rule on the Commercial Driver’s License Drug and Alcohol Clearinghouse. Since then, employers have had time to get ready. Now that time is up. The compliance date for the Clearinghouse rule is Jan. 6, 2020.

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Tags: Risk Management


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