Straight From The Source Blog by Higginbotham Insurance


Recent Posts

Preparing for an active shooter in the workplace

September 19 , 2018

GettyImages-Police Cars

Is your workplace safe from gun violence? In 2017, 61,839 incidents of gun violence, including 346 mass shootings, resulted in 15,637 deaths and 31,248 injuries, according to the
Gun Violence Archive. So far in 2018, there have already been 40,536 incidents. Data from the CDC shows that the number of homicides committed using firearms is on the rise.

Read More

Tags: Risk Management

The basics of special events insurance

September 14 , 2018

Special events 

Hosting events such as concerts, festivals, conferences, trade shows, sporting events and celebrations subjects a business to a variety of liabilities and risks that must be considered to avoid costly litigation or other losses when something goes amiss. Appropriate coverage for events include property insurance, general liability insurance, employer’s liability insurance and cancellation insurance.

Read More

Tags: Business Insurance

September HR News Worth Review

September 06 , 2018


DOL Updates Model FMLA Forms

The Department of Labor (DOL) recently released updated model forms to help employers administer employee leaves under the Family and Medical Leave Act (FMLA). The DOL’s model FMLA forms contain an expiration date in the upper right corner. The expiration date relates to a regulatory approval process; it does not relate to the forms’ actual content. Every three years, the DOL must submit its model FMLA forms to the federal Office of Management and Budget (OMB) for approval for continued use.

Read More

Tags: Compliance

Insurance know-how for newlyweds

September 05 , 2018


Read More

Tags: Home & Auto, Individual Life & Health

Why you should include accident insurance in your voluntary benefits line-up

August 29 , 2018

GettyImages-Emergency Waiting Room

Your employees are stressed out about a lot of things, and their workload is only part of it. According to the Center for Financial Services Innovation, approximately 85 percent of all U.S. workers are worried about finances, leading to reduced productivity, absenteeism and higher turnover rates. If some of this stress can be alleviated, both employees and employers profit. One simple way to do this is through group employee accident insurance.

Read More

Tags: Employee Benefits

Update on Municipal Paid Leave Laws in Texas

August 28 , 2018

City of Austin Paid Sick Leave Law – Temporarily Blocked

On Feb. 16, 2018, the Austin City Council passed an ordinance that requires all private employers in Austin to provide paid earned sick time to employees. An employer must provide one hour of earned sick time for every 30 hours that an employee works in Austin. Employers may restrict employees’ use of earned sick time to no more than eight days per year. The paid sick leave ordinance was scheduled to become effective on Oct. 1, 2018. However, on Aug. 17, 2018, a state appeals court temporarily blocked the ordinance from taking effect while various business groups proceed with a lawsuit to challenge the ordinance.

Read More

Tags: Compliance

Keep your home safe from wildfire risks

August 22 , 2018


The risk of wildfire is especially high right now. Take steps to protect your home from danger.

Read More

Tags: Home & Auto

Protecting your business against employment related lawsuits

August 15 , 2018


GettyImages-Tired Employee

Lawsuits can come from many sources, including customers, competitors, vendors and partners. But in many cases, when a company faces litigation, the lawsuit is related to employment practices. To protect your business against these lawsuits, it’s important to understand why they occur.

Read More

Tags: Risk Management, Business Insurance

August HR News Worth Review

August 14 , 2018


Draft Forms for 2018 ACA Reporting Released

The Internal Revenue Service (IRS) released draft 2018 forms for reporting under Internal Revenue Code (Code) Sections 6055 and 6056:

Read More

Tags: Compliance

Oilfield contract risk management: Louisiana anti-indemnity laws

August 07 , 2018

Oilfield contract risk management2

In the second part of our contract review series, we discussed the anti-indemnity laws affecting Texas contracts pertaining to a "well or mine service." As we explained, the Lone Star State has specific anti-indemnity laws for the commercial construction, oilfield and common carrier transportation industries. It’s important to understand these laws and how geography can affect them before your company signs a contract. Not knowing how laws from different states can affect your existing agreements can result in significant costs—both litigation costs and potentially out-of-pocket claims costs.

In this edition, we explore the specific laws affecting Louisiana oilfield contracts and compare them with the Texas oilfield anti-indemnity laws. But first, be sure you understand the three basic types of indemnity (limited form, intermediate form and broad form) by referencing the first edition of this series for a review.

Read More

Tags: Risk Management


Follow us on Twitter