Straight From The Source Blog by Higginbotham Insurance

7 ways to take control of your experience modifiers and your workers' compensation premiums

Furnishing of ACA Forms Delayed, Proposed Changes to 1099 Independent Contractor Classification

21 scenarios that would warrant an umbrella insurance policy

Is your business prepared for an earthquake?

ADA Compliance: What employers need to know

When a windstorm or hurricane strikes, will your property insurance provide coverage?

September 2020 Retirement Times

Guidance on Payroll Tax Deferrals, FFCRA and Schools, Creditable Coverage Notices and 2021 Open Enrollment

Home insurance can give you more than just coverage for your home

#1 reason you should never report claims late: coverage could be negated

August 2020 Retirement Times

How employers can maximize employee benefit engagement with smart tech

FFCRA Partially Vacated, President Orders Payroll Tax Deferral

Successful business interruption insurance and extra expense claims require preparation and proof

Are there costly liability surprises lurking in your contracts?

July 2020 Retirement Times

Liquor liability is a big risk – even during COVID-19

DOL and IRS Issue Additional COVID Leave Guidance, FMLA Forms Updated

How employers can make telecommuting work

Is your business prepared for the next disaster?

Six tips for firework safety

DOL Launches FFCRA Leave Tool, SCOTUS Rules on Sexual Orientation and Gender Identity Discrimination

Why your business may need social engineering coverage

Three things to do before leaving for a vacation

June 2020 Retirement Times

PCORI Fee Updated for 7/31 Deadline, New Rules for Direct Primary Care and HRAs

Mental health: leave benefits and employee assistance programs

Trump Signs Bill Amending Paycheck Protection Program

Fire suppression system 101 for commercial property owners

Out of state employees create work comp complexities

FMLA: What employers need to know

May 2020 Retirement Times

IRS Issues Guidance on Mid-Year Cafeteria Plan Changes and Leftover FSA Funds

Hosting a special event this summer? Consider a special event insurance policy

EEOC Delays EEO Data Collections Due to COVID-19

Captive insurance: a risk management tool

Agencies Release Guidance for Group Plans & Participants on Deadline Extensions, Including COBRA Payments and Elections

Understanding key differences in cyber policy forms

Reopening a Business After the Coronavirus Shutdown

Voluntary benefits: data-driven and personalized benefit offerings

The shrinking capacity for umbrella coverage

FFCRA FAQS and Sample Forms

April 2020 Retirement Times

Choosing the lowest rate car insurance may not be the best plan

Paid Leave and Tax Credit Update, CARES Act Adds Employee Benefit Mandates

The risk management implications of marijuana legalization

DOL Issues Additional Guidance on Paid Leave Under FFCRA

Senate passes updated version of the Coronavirus Aid Act

DOL Issues First Round of Guidance on Paid Leave and EFMLEA

EEOC to Hold COVID-19 Webinar, DOL Seeking Employer Input on Paid Leave, etc.

What are Essential Businesses?

Congress Passes Coronavirus Law Requiring Paid Employee Leave for Some Employees

House Passes Emergency Paid Sick Leave Law

IRS Allows HDHPs To Cover Coronavirus Costs

March 2020 Retirement Times

Are your business contracts exposing you to risk?

March HR News Worth Review

Exercise diligence when leaving an online review

Is your business complying with New York’s SHIELD Act?

The commercial property insurance market has hardened

February 2020 Retirement Times

Managing employee benefits: How to combat rising pharmacy costs

February HR News Worth Review

Six pieces of technology that can keep your home claims-free

January 2020 Retirement Times

How your insurance can support a healthier, happier you

What employers should know about the new form W-4

Life changes, so should your insurance policy

January HR News Worth Review

Are you ready for the Drug and Alcohol Clearinghouse?

Protect yourself against illegal acts with crime coverage

Individual Mandate Ruled Unconstitutional, But ACA Itself Remains In Place and Cadillac Tax Repealed

The purpose of "primary and noncontributory" contract language

Identity theft: an unfortunate reality

December 2019 Retirement Times

COBRA administration: the overlooked compliance pitfall

December HR News Worth Review

Holiday theft protection: beware of thieves!

Crowd control during retail sales events

What is the FMCSA safety measurement system?

Top avoidable leave of absence mistakes

November HR News Worth Review

How to ease Medicare enrollment and get back to enjoying retirement

Ride sharing: who's liable for accidents?

Do your homework before hiring a contractor from Craigslist

October 2019 Retirement Times

October HR News Worth Review

How to hire for diversity while avoiding reverse discrimination claims

Will you still be in business after disaster strikes?

Beware of uninsured motorists

September 2019 Retirement Times

How employers can leverage data for positive impact

Global risk: Do I need specific coverage for my overseas business?

September HR News Worth Review

The Texas Residential Construction Liability Act

Educating your children about insurance before they leave for college

Financial wellness: should you offer student loan assistance benefits?

Protect your accounts receivable with trade credit insurance

Contractors: do you have a silica exposure control plan?

August HR News Worth Review

Understanding commercial property insurance deductibles

Five things to consider before switching car insurance

July 2019 Retirement Times

Understanding contractor qualification vendors

New Texas statute enforces payment of deductible by homeowners

July HR News Worth Review

Increase efficiency and control liability with HR technology

Do rock chip claims impact my auto insurance rates?

Final Rule on Employer-Sponsored HRAs for Individual Coverage Released

10 tips to get the best commercial auto insurance

June HR News Worth Review

Construction contracts: Oklahoma's anti-indemnity law

How to count employees for compliance purposes

May 2019 Retirement Times

Workers' compensation: 7 best practices for injury case management

May HR News Worth Review

Why telehealth services continue to gain popularity

How catastrophes impact building costs

Renter's insurance helps protect more than just your personal items

Seven paid leave compliance tips for multi-location businesses

April 2019 Retirement Times

Which flood insurance is the best option for your business?

Five common places to check for water damage before it happens

April HR News Worth Review

Non-owned and hired auto exposures

When it's time to engage an HR consultant

EPL Insurance in the #MeToo Era

March HR News Worth Review

Understanding contractual liability insurance coverage

Do you know what determines your car insurance rate?

How a learning management system can boost your safety training effectiveness

February 2019 Retirement Times

Coinsurance case in point: two owners, two outcomes

February HR News Worth Review

Understanding reference-based pricing in employee benefits

How to protect yourself from a dog bite claim

Am I protected when serving on a nonprofit board?

Your 10-point game plan for OSHA inspections

January HR News Worth Review

Updating your insurance needs for the New Year

January 2019 Retirement Times

Is the individual mandate dead?

Take control of employee benefits costs by targeting these 10 conditions

10 questions contractors should ask before purchasing business interruption insurance

Texas Judge Rules ACA Unconstitutional but Law Remains in Effect

Make home security your top priority

December HR News Worth Review

Company party protocol: 8 tips for incident-free events

Sewer backup prevention and homeowners insurance

November 2018 Retirement Times

Is alternative risk transfer right for your business?

November HR News Worth Review

Winter driving tips for truckers

Identity theft insurance: The crucial fifth pillar of financial wellness benefits

October 2018 Retirement Times

Don’t let vacant property insurance become a ghoulish nightmare

Safe driving alert: 10 autumn hazards

How to communicate your total rewards program

October HR News Worth Review

Indemnity and insurance disagreement in contracts

September 2018 Retirement Times

Helping employees understand their health savings accounts

Preparing for an active shooter in the workplace

The basics of special events insurance

September HR News Worth Review

Insurance know-how for newlyweds

Why you should include accident insurance in your voluntary benefits line-up

Update on Municipal Paid Leave Laws in Texas

Keep your home safe from wildfire risks

Protecting your business against employment related lawsuits

August HR News Worth Review

Oilfield contract risk management: Louisiana anti-indemnity laws

August 2018 Retirement Times

Is your wellness program putting your company’s financial health at risk?

Filling coverage gaps with inland marine insurance

July HR News Worth Review

Small auto accidents: Should you file a claim?

Help your workers avoid heat-related illness

PCORI fees due by July 31

Establishing a home fire escape plan

Why commercial auto rates are rising and what you can do

DOL finalizes association plan rules

Pool safety and drowning prevention: Six tips for a safer summer

June HR News Worth Review

June 2018 Retirement Times

Common HIPAA mistakes to avoid

Before you hit the water, read these 6 watercraft safety tips

Preparing your business for hurricane season

Don’t take chances with your home-based business insurance

Reduce workplace stress with an Employee Assistance Program

May HR News Worth Review

Strategic benefit planning: Get more ROI from your HR investments

These D&O claims could impact your business

April 2018 Retirement Times

April HR News Worth Review

Home remodeling and insurance: What you need to know

The Texas Agritourism Act: Liability protection for landowners

How to get started with workplace wellness

Best practices for your early return-to-work program

Why choose an independent agent for your home and auto insurance?


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