Straight From The Source Blog by Higginbotham Insurance

Protecting your business against employment related lawsuits

August 15 , 2018


GettyImages-Tired Employee Read More

Tags: Risk Management, Business Insurance

August HR News Worth Review

August 14 , 2018


Draft Forms for 2018 ACA Reporting Released

The Internal Revenue Service (IRS) released draft 2018 forms for reporting under Internal Revenue Code (Code) Sections 6055 and 6056:

Read More

Tags: Compliance

Oilfield contract risk management: Louisiana anti-indemnity laws

August 07 , 2018

Oilfield contract risk management2

In the second part of our contract review series, we discussed the anti-indemnity laws affecting Texas contracts pertaining to a "well or mine service." As we explained, the Lone Star State has specific anti-indemnity laws for the commercial construction, oilfield and common carrier transportation industries. It’s important to understand these laws and how geography can affect them before your company signs a contract. Not knowing how laws from different states can affect your existing agreements can result in significant costs—both litigation costs and potentially out-of-pocket claims costs.

In this edition, we explore the specific laws affecting Louisiana oilfield contracts and compare them with the Texas oilfield anti-indemnity laws. But first, be sure you understand the three basic types of indemnity (limited form, intermediate form and broad form) by referencing the first edition of this series for a review.

Read More

Tags: Risk Management

August 2018 Retirement Times

August 06 , 2018

Retirement Times Blog.jpg

Collective Investment Trusts — The Fastest Growing Investment Vehicle Within 401(k) Plans

Alex Kahn, Investment Analyst

Read More

Tags: Retirement Plans

Is your wellness program putting your company’s financial health at risk?

July 26 , 2018

Wellness program compliance

According to the most recent UBA Health Plan Survey, 49 percent of firms with 200 or more employees offered wellness programs in 2016. Corporate wellness programs have been a mainstay in the workplace for decades now, and there’s no question a successful program can reap benefits such as lower healthcare costs, improved employee health and morale, and lower absenteeism rates.

Read More

Tags: Corporate Wellness

Filling coverage gaps with inland marine insurance

July 24 , 2018

Inland marine insurance

Read More

Tags: Business Insurance

July HR News Worth Review

July 18 , 2018


HSA/HDHP Limits Will Increase for 2019

On May 10, 2018, the IRS released Revenue Procedure 2018-30 to announce the inflation-adjusted limits for health savings accounts (HSAs) and high deductible health plans (HDHPs) for 2019.

Read More

Tags: Compliance

Small auto accidents: Should you file a claim?

July 16 , 2018

Small auto accident

Let’s imagine you’ve been in a car accident – a very small car accident. It’s so small, in fact, that you’re not even sure you should file a claim with your auto insurer. 

Read More

Tags: Home & Auto

Help your workers avoid heat-related illness

July 11 , 2018

Heat danger

Summer’s here. The long, hot days are great for anyone who wants to spend the day by the pool, but for anyone who has to work, the heat can be uncomfortable. In some cases, it can even be dangerous. Heat-related illness is a serious threat. With a little care, however, employers can keep their workers safe and prevent heat-related workers’ compensation insurance claims.

Read More

Tags: Risk Management

PCORI fees due by July 31

July 05 , 2018


Read More

Tags: Compliance


Follow us on Twitter