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Straight From The Source Blog by Higginbotham Insurance


Is landlord insurance more expensive than homeowners?

May 11 , 2021

Landlord blog

In terms of monthly cost, the premiums for landlord insurance are more expensive than homeowners insurance. However, nothing would be more expensive than filing a claim for damage to your rental property and finding out that you are not covered under your regular homeowners insurance.

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Tags: Home & Auto


May HR News Worth Review

May 07 , 2021

 HR-News-Blog

Maximum Out-of-Pocket Amounts Released for 2022, ACA Penalties Proposed

On May 5, 2021, the Department of Health and Human Services (HHS) published a second Notice of Benefit and Payment Parameters (NBPP) for 2022 that finalized the remainder of the standards included in the proposed notice issued at the end of 2020. The first final 2022 NBPP was published Jan. 19, 2021.

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Tags: Compliance


Why car insurance rates are going up

May 06 , 2021

Car insurance

Have your car insurance premiums been going up? You’re not alone. Auto insurance premiums have been climbing for about a decade now. Here’s a look at how much car insurance costs are increasing, why car insurance costs are going up and what you can do about it.

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Tags: Home & Auto


How to write a values statement

May 04 , 2021

Mission statement blog

What is a Values Statement?

Values statements, or value statements, are the core, guiding principles of an organization; they define what a company believes in and how people in the organization are expected to behave—with each other, customers, vendors and other stakeholders.

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Tags: Business Insurance


What are employee incentive programs and how do they work?

April 29 , 2021

Incentive programs

Companies are embracing employee incentive programs as the key to increasing employee engagement, retention and job satisfaction.

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Tags: Employee Benefits


Speculative risk insurance

April 27 , 2021

Speculative risk

Almost anything of value can be insured against the risk of loss. After starting its underwriting business with ocean voyages, Lloyds of London covered the first automobile, the first airplane and the first satellite. Lloyds wrote a policy on the “million-dollar legs” of actress Betty Grable, and in more recent times, it covered the even-more-valuable legs of soccer star David Beckham.

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Tags: Risk Management


Business continuity and risk management

April 22 , 2021

Business continuity

It’s easy to plan for good times. When everything goes as it should, you can focus on growing your business and meeting your corporate objectives. But what happens when things don’t go as planned? Maintaining business continuity through disruptions takes careful planning.

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Tags: Risk Management, Business Insurance


What to check when buying a used car

April 20 , 2021

Buying a used car

So you’ve decided to purchase a used car. Great! There are a lot of advantages to buying a used car versus new; the biggest one being that you don’t take the depreciation hit that a new car comes with as soon as it’s driven off the lot.

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Tags: Home & Auto, Lifestyle


How to write a strategic human resources plan

April 15 , 2021

HR strategy

Success in business doesn’t just happen. It’s the result of hard work and careful planning. To achieve your business goals, your company needs a strong corporate strategy. It also needs a strategic human resource management plan.

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Tags: Compliance, Employee Benefits


April 2021 Retirement Times

April 14 , 2021

Retirement Times Blog.jpg

Your Investment Policy Statement is Important to Us

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Tags: Retirement Plans


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