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Straight From The Source Blog by Higginbotham Insurance


Ride sharing: who's liable for accidents?

October 23 , 2019

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Uber, Lyft and other ride-sharing services can make it easy to get a quick car ride or make some extra income, and they’re only becoming more popular. In fact, in the cities where these platforms are available, taxi ridership has declined anywhere from 10 to 30 percent. However, the convenience of ride-sharing isn’t without risks. Most ride-sharing businesses are in the early stages of development, and the popularity, risk management and compliance issues they’re facing are all in uncharted territory.

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Tags: Business Insurance


Do your homework before hiring a contractor from Craigslist

October 16 , 2019

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You’re planning a home remodel or some landscape work – great! Most people start this process by laying out exactly what they’d like, then calling multiple companies to get the best quote to have the job completed. After all, this is your palace, and it should be exactly as you’d like it!

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Tags: Home & Auto


October 2019 Retirement Times

October 15 , 2019

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3(38) or 3(21): Which Fiduciary Service is Right for You?

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Tags: Retirement Plans


October HR News Worth Review

October 10 , 2019

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Federal Agencies Finalize Resources for Mental Health Parity Compliance

The Departments of Labor, Health and Human Services and the Treasury (Departments) have finalized resources to promote compliance with the Mental Health Parity and Addiction Equity Act (MHPAEA). 

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Tags: Compliance


How to hire for diversity while avoiding reverse discrimination claims

October 09 , 2019

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Businesses around the country are striving to employ a diverse workforce. While this is a worthy goal, pursuing it in the wrong way could lead to problems. Specifically, if a company isn’t careful, pushing for diversity could result in claims of reverse discrimination.

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Tags: Employee Benefits


Will you still be in business after disaster strikes?

October 03 , 2019

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For a business owner, few things are more frustrating than building a successful operation, only to have it shut down by forces beyond your control. Whether it’s a hurricane, fire, flooding from burst pipes, cyber attack or other emergency, an unexpected disaster can be devastating.

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Tags: Risk Management


Beware of uninsured motorists

September 25 , 2019

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Uninsured drivers are a huge problem across the United States. Each year billions are paid out in uninsured motorists claims. Even though uninsured motorists have steadily declined over the past decade, some states still have one in four drivers behind the wheel without insurance. You can protect yourself with insurance called uninsured motorist coverage.

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Tags: Home & Auto


September 2019 Retirement Times

September 24 , 2019

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Index Funds Looking Beyond Fees

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Tags: Retirement Plans


How employers can leverage data for positive impact

September 19 , 2019

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You can’t run a healthy business without a healthy workforce. However, maintaining a roster of healthy employees is a constant challenge, especially when you consider that about half of all adults have one or more chronic conditions such as diabetes or heart disease.

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Tags: Employee Benefits


Global risk: Do I need specific coverage for my overseas business?

September 12 , 2019

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Business is becoming increasingly global. This can lead to new opportunities, but it can also complicate risk management. If you operate an overseas business, you need to make sure it’s protected with the right insurance.

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Tags: Business Insurance


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