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Straight From The Source Blog by Higginbotham Insurance


Is your business prepared for the next disaster?

July 09 , 2020

fire

There’s no question that eventually, a disaster will strike your business. The real question is whether you’ll be prepared. According to FEMA, 40 to 60 percent of small businesses never reopen after a disaster. Don’t be part of this statistic. Take the following four steps now to make sure you’re prepared for potential disasters and to manage whatever crises develop in the aftermath.

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Tags: Risk Management


Six tips for firework safety

July 01 , 2020

fireworks

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Tags: Home & Auto


DOL Launches FFCRA Leave Tool, SCOTUS Rules on Sexual Orientation and Gender Identity Discrimination

June 29 , 2020

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DOL Launches Employee Tool for Assessing FFCRA Leave Eligibility

The U.S. Department of Labor (DOL) has created an online tool to help workers determine whether they qualify for paid sick leave or expanded family and medical leave under the Families First Coronavirus Response Act (FFCRA).

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Tags: Compliance


Why your business may need social engineering coverage

June 24 , 2020

phishing

Most companies are aware of their ransomware and data breach exposures and the urgent need for cyber liability insurance. However, there are other exposures that exploit human weaknesses. Worse yet, losses caused by employee mistakes may not be covered by standard policies. That’s why your business may want to consider social engineering coverage.

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Tags: Business Insurance


Three things to do before leaving for a vacation

June 17 , 2020

home security

Ah, summer. As U.S. states begin relaxing their stay-at-home orders, many families are itching for a change of scenery and planning a summer trip. Even if you’re not traveling far, keeping your home safe while you’re away is just as important if you’re headed off to another continent. Ponder these three points to keep your home safe from burglary while on vacation.

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Tags: Home & Auto


June 2020 Retirement Times

June 16 , 2020

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Is it Time for a Plan Refresh?

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Tags: Retirement Plans


PCORI Fee Updated for 7/31 Deadline, New Rules for Direct Primary Care and HRAs

June 12 , 2020

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Tags: Compliance


Mental health: leave benefits and employee assistance programs

June 10 , 2020

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If 20 percent of your workers had a problem that increased absenteeism, decreased work performance and resulted in higher turnover, you’d probably want to do something about it.

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Tags: Employee Benefits


Trump Signs Bill Amending Paycheck Protection Program

June 05 , 2020

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Tags: Compliance


Fire suppression system 101 for commercial property owners

June 03 , 2020

fire alarm

Every year, fire consumes thousands of businesses. Some never recover. In 2018, fire departments in the U.S. responded to approximately 1,313,500 fires resulting in $25.6 billion in direct property loss, according to the National Fire Protection Association 

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Tags: Risk Management


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