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Straight From The Source Blog by Higginbotham Insurance


July HR News Worth Review

July 18 , 2018

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HSA/HDHP Limits Will Increase for 2019

On May 10, 2018, the IRS released Revenue Procedure 2018-30 to announce the inflation-adjusted limits for health savings accounts (HSAs) and high deductible health plans (HDHPs) for 2019.

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Tags: Compliance


Small auto accidents: Should you file a claim?

July 16 , 2018

Small auto accident

Let’s imagine you’ve been in a car accident – a very small car accident. It’s so small, in fact, that you’re not even sure you should file a claim with your auto insurer. 

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Tags: Home & Auto


Help your workers avoid heat-related illness

July 11 , 2018

Heat danger

Summer’s here. The long, hot days are great for anyone who wants to spend the day by the pool, but for anyone who has to work, the heat can be uncomfortable. In some cases, it can even be dangerous. Heat-related illness is a serious threat. With a little care, however, employers can keep their workers safe and prevent heat-related workers’ compensation insurance claims.

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Tags: Risk Management


PCORI fees due by July 31

July 05 , 2018

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Tags: Compliance


Establishing a home fire escape plan

June 27 , 2018

Home fire escape plan

Time is your biggest enemy when escaping from a burning building. In less than 30 seconds, a small flame can get completely out of control and turn into a major fire. It only takes minutes for a house to become filled with smoke and engulfed in flames.

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Tags: Home & Auto


Why commercial auto rates are rising and what you can do

June 22 , 2018

Rising commercial auto rates

It’s no secret that commercial auto rates are on the rise. Commercial auto insurers have been reporting poor results since at least 2016, and the trend shows no signs of slowing. Fleet managers are left wondering why their rates are increasing – and what they can do to keep the trend from hurting their bottom line.

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Tags: Business Insurance


DOL finalizes association plan rules

June 21 , 2018

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On June 19, 2018, the Department of Labor (DOL) released a final rule that may give small businesses more freedom to join together as a single group to purchase health insurance in the large group market or to self-insure.

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Tags: Compliance


Pool safety and drowning prevention: Six tips for a safer summer

June 19 , 2018

Swimming Pool Safety

As the weather heats up, people will turn to the pool to cool down. While this is normally good summer fun, it can take a tragic turn in an instant.

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Tags: Risk Management


June HR News Worth Review

June 11 , 2018

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Proposed IRS Regulations Would Expand Mandatory Electronic Filing of Information Returns

The Internal Revenue Service (IRS) has released proposed regulations that would significantly expand mandatory electronic filing of most information returns. 

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Tags: Compliance


June 2018 Retirement Times

June 08 , 2018

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Are You Prepared for an IRS Audit?

Michael Viljak, Manager of Advisor Development

The Internal Revenue Service’s (IRS’s) Employee Benefit Audit Program is used to audit and enforce. The IRS’s emphasis, with respect to defined contribution plans, is on compliance with the requirements of the Internal Revenue Code (the Code), the plan’s tax qualification and administration of all plan documents. In the event of noncompliance with regulations, the IRS can impose taxes, penalties and interest.

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Tags: Retirement Plans


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