Straight From The Source Blog by Higginbotham Insurance

There’s no question that eventually, a disaster will strike your business. The real question is whether you’ll be prepared. According to FEMA, 40 to 60 percent of small businesses never reopen after a disaster. Don’t be part of this statistic. Take the following four steps now to make sure you’re prepared for potential disasters and to manage whatever crises develop in the aftermath.

DOL Launches Employee Tool for Assessing FFCRA Leave Eligibility

The U.S. Department of Labor (DOL) has created an online tool to help workers determine whether they qualify for paid sick leave or expanded family and medical leave under the Families First Coronavirus Response Act (FFCRA).

Most companies are aware of their ransomware and data breach exposures and the urgent need for cyber liability insurance. However, there are other exposures that exploit human weaknesses. Worse yet, losses caused by employee mistakes may not be covered by standard policies. That’s why your business may want to consider social engineering coverage.

Ah, summer. As U.S. states begin relaxing their stay-at-home orders, many families are itching for a change of scenery and planning a summer trip. Even if you’re not traveling far, keeping your home safe while you’re away is just as important if you’re headed off to another continent. Ponder these three points to keep your home safe from burglary while on vacation.

Is it Time for a Plan Refresh?

If 20 percent of your workers had a problem that increased absenteeism, decreased work performance and resulted in higher turnover, you’d probably want to do something about it.

Every year, fire consumes thousands of businesses. Some never recover. In 2018, fire departments in the U.S. responded to approximately 1,313,500 fires resulting in $25.6 billion in direct property loss, according to the National Fire Protection Association.