Straight From The Source Blog by Higginbotham Insurance

Business Insurance reports that commercial property and casualty insurance rates are rising. In the fourth quarter of 2019, MarketScout Corp. also showed increased rates for commercial property, professional liability and D&O liability. While their reports represent national averages, some areas of the country are seeing much steeper property increases.

Too Many Choices: How Many Investment Options Should You Offer?

Prescription drug costs have become a key issue for both workers and their employers. According to the CDC, 60 percent of U.S. adults between the ages of 18 and 64 were prescribed medication during the previous 12 months. This means that the majority of your workers are likely taking at least one prescription, possibly more, during the average year.

Upcoming ACA Reporting Deadlines

Affordable Care Act (ACA) reporting for the 2019 calendar year is due in early 2020. Specifically, reporting entities must:

• File returns with the Internal Revenue Service (IRS) by Feb. 28, 2020 (or March 31, 2020, if filing electronically); and
• Furnish statements to individuals by March 2, 2020.

Simple pieces of technology can keep your home safe from burglary. Well, wouldn’t it be great if technology could help us avoid other claims like water damage, fire and freezing damage? It is!

Financial Wellness and Productivity: How are Your Employees Affected?

The start of a new year is the perfect time to make resolutions to improve your health, happiness and overall quality of life. A fresh page means you can leave the old year behind and look toward the future. If you’re not sure where to get started, why not tap into how your health insurance could help with your new vibe.

“This tax form is too simple and logical,” said no employer ever.

Imagine if we could buy just one insurance policy and be set for life. That’s a nice thought, isn’t it? Like the good things that happen in life, your insurance policy should change and adapt to your situations. The beauty of having a local, independent insurance agency is that it represents multiple insurance companies – one that surely will fit your current and future needs. Some things to consider when reviewing your current insurance:

PCORI Fee Extended Until 2030

Before the holidays, we sent information about President Trump signing into law a spending bill that prevented a government shutdown and repealed the following three taxes and fees under the Affordable Care Act (ACA):