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Straight From The Source Blog by Higginbotham Insurance


What to know about insurance before you rent out your house in Texas

January 26 , 2017

Insurance for renting out a home

You’ve been hearing a lot about the new sharing economy. Companies like Airbnb and Uber have changed the way people work, travel and vacation. Now you want in on the action. But before you decide to hop on the sharing economy bandwagon and rent out your Texas house, there are a few things you need to know about local laws and insurance requirements.

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Tags: Home & Auto


Surprising a loved one with jewelry? Wrap it in financial protection.

December 30 , 2016

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Another holiday shopping season will soon be winding down, and one of the most popular gifts that will be found under Christmas trees and in stockings again this year is jewelry. As a matter of fact, business is booming for the jewelry industry. According to the 2014 US Jewelry State of the Market Report, overall jewelry sales reached $68.8 billion in 2014, with fine jewelry sales during the holiday season alone topping $19 billion. Jewelry sales for this holiday season are anticipated to be even higher.

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Tags: Home & Auto


When is a person too old to drive? Facts for families

November 14 , 2016

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When is a person too old to drive? In the United States, each state has laws regarding minimum age requirements for drivers. Most set the age at 16, and no state sets it below 14 or above 17.

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Tags: Home & Auto


Texas homeowners insurance alert: Falling tree liability

October 26 , 2016

Falling Tree Liability

Storms give Texas homeowners plenty to worry about. Will a lightning strike cause a power surge? Will flooding occur? Will high winds break the windows? Will a tree fall?

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Tags: Home & Auto


How much personal insurance is enough? Important considerations

September 13 , 2016

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You’re a good driver. You obey the speed limit, you use your turn signal, and you never use your cell phone while driving. So you don’t need to worry about auto liability, right?

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Tags: Home & Auto


RV insurance: Don’t hit the road without knowing these facts

July 19 , 2016

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Exploring the country in an RV is one of the most popular ways to get away from it all. Before you set out on your road trip, remember there’s one thing you should never leave behind: the right insurance. It can keep your dream vacation from turning into a very expensive nightmare. An RV is a huge investment, and a large vehicle that can cause serious injuries and damage to other vehicles and property. So whether you already own an RV, motorhome or fifth wheel, or are planning to buy, rent or lease one, make sure you have adequate financial protection.

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Tags: Home & Auto


Homeowners insurance alert: Are you prepared for Mother Nature’s extremes?

June 09 , 2016

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Texans are no strangers to extremes, whether it’s distance on a map, their love of sports or the weather. Just five years ago, the state was having its driest year on record. Today, the southeast and central parts of the state are grappling with their second year of record rainfall and flooding. On Thursday, June 2, more than 15 inches of rain fell in 12 hours northeast of Houston, only days after an area northwest of the city received more than 20 inches in two days. It was the region’s second “100-year rainstorm” in less than a week.

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Tags: Home & Auto


Renter’s insurance: Your lifeline back to normal

April 13 , 2016

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A three-alarm fire injures one tenant and destroys 10 units in a Dallas apartment complex. A two-alarm fire destroys a southwest Houston apartment complex. Twelve units are damaged in a Mesquite apartment fire. And a four-alarm fire damages multiple units at an apartment complex in northwest Dallas.

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Tags: Home & Auto


Flood insurance: Tips to keep your finances on solid ground

February 04 , 2016

Home flood insurance

Texas can’t seem to catch a break. Early last year the Lone Star State was suffering through a crippling drought, with lakes and riverbeds drying up, water reservoirs depleted, and no relief in sight. But a growing El Niño soon changed all that, bringing four weeks of storms in May and more torrential rains in October and November.

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Tags: Home & Auto


In case of a lawsuit: Carry an umbrella policy

January 04 , 2016

Umbrella insurance coverage

It’s no secret that lawsuits are a daily occurrence. There are endless ways you can get sued. Consider just a handful of possibilities:

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Tags: Home & Auto


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