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Straight From The Source Blog by Higginbotham Insurance


Tips to strengthen construction site safety for workers

March 14 , 2018

Construction site safety

A safe construction site benefits everyone, from the workers who want to earn a paycheck without getting injured, to the managers looking out for the company’s bottom line. Despite this, many construction sites don’t do everything they can to keep workers safe. This results in violations, injuries and workers’ compensation claims – much of which could have been avoided. Strengthen the safety at your construction site with these tips.

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Tags: Risk Management


March HR News Worth Review

March 13 , 2018

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New Austin Paid Sick Leave Ordinance

Last month, Austin became the first city in the southern U.S. to pass a mandatory sick pay ordinance.

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Tags: Compliance


IRS Announces Change to 2018 HSA Family Contribution Limit

March 06 , 2018

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On March 5, 2018, the IRS published Internal Revenue Bulletin (IRB) 2018-10 that contains Revenue Procedure (Rev. Proc.) 2018-19.

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Tags: Compliance


How to prevent the four most common home insurance claims

February 27 , 2018

Common home insurance claims

Most of the time, when you buy something, you intend to use it. You purchase a car because you need to drive it to work every day, you buy that grill because you want to treat the family to hamburgers every weekend and so on. Insurance is the exception. When you purchase a homeowners insurance policy, you hope never to have to use it.

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Tags: Home & Auto


Assessing and planning your open enrollment strategy

February 23 , 2018

Open enrollment strategy planning

Open enrollment season is over – and that’s what makes this a particularly good time to think about your open enrollment strategy. Now, without stress or rush, you can reflect on the last enrollment period and plan for the next one.

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Tags: Employee Benefits


February 2018 Retirement Times

February 22 , 2018

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Weather or Not, Stay Invested

Kyle Olson, CFA, Senior Investment Analyst

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Tags: Retirement Plans


ACA Filing and Medicare Creditable Coverage Deadlines Approaching

February 20 , 2018

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Tags: Compliance


Top 10 OSHA violations and tips to avoid them

February 15 , 2018

Top OSHA violations

The Occupational Safety and Health Administration (OSHA) recently unveiled its top 10 most frequently cited violations for 2017. The agency annually reports the leading causes of workplace injuries during its fiscal year (October through the following September).

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Tags: Risk Management


February HR News Worth Review

February 12 , 2018

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IRS Issues New Tables for 2018 Tax Withholding

Starting Feb. 15, 2018, employers must use new tables to determine how much income tax to withhold from their employees’ paychecks. The Internal Revenue Service (IRS) issued the required new tables in Notice 1036 on Jan. 9, 2018. 

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Tags: Compliance


Reputational risk and insurance

February 10 , 2018

Reputation damage

Your company’s reputation is one of its greatest assets. But what happens if something tarnishes that reputation? Your food makes a customer sick. Your products cause injury. Your website is hacked, revealing your customers’ personal details. Whether or not it’s your fault, reputational damage can hurt your bottom line.

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Tags: Risk Management


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