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Straight From The Source Blog by Higginbotham Insurance


Employee benefit trends for 2018

January 12 , 2018

Employee benefit trends

Employers, are you keeping up with the latest benefit trends? With low unemployment rates, employers must work even harder to attract and retain talent. At the same time, employers also need to keep an eye on developments in relevant laws and regulations.

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Tags: Executive Benefits


January HR News Worth Review

January 10 , 2018

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New Tax Law Changes for Employee Benefits, Including Paid Family Leave

On Dec. 22, 2017, President Donald Trump signed into law the Tax Cuts and Jobs Act (Act).The Act makes significant changes to the federal Internal Revenue Code (Code), including changes that impact employee benefits.

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Tags: Compliance


Cyber liability trends and safeguards

January 05 , 2018

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Several cyberattacks made headlines in 2017. Incidents like the WannaCry ransomware infection and the Equifax data breach don’t appear to be flukes. Instead, they’re part of a bigger trend, and one that’s expected to continue through 2018. And hackers aren’t the only online threat. Infringement of intellectual property, defamation and other perils await anyone doing business online.

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Tags: Risk Management


Tax Reform, the Individual Mandate and ACA Reporting Delay

December 29 , 2017

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Tags: Compliance


Texas risk management: Charitable Immunity and Liability Act of 1987

December 27 , 2017

Texas charitable immunity act

The Charitable Immunity and Liability Act of 1987 (the Act) was passed to reduce the liability exposure and insurance costs of charitable organizations and their employees and volunteers in order to encourage volunteer services and maximize the resources devoted to delivering these services.

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Tags: Risk Management


Eight hiring tips to help drive down workers comp insurance rates

December 21 , 2017

hiring tips

If you’re like most employers, workers’ compensation insurance is still one of your biggest and costliest headaches. And the only way to control workers’ compensation costs is by aggressively attacking them at every opportunity. “The best defense is a good offense,” as the saying goes.

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Tags: Business Insurance


Employee benefits – how to promote financial wellness in the workplace

December 18 , 2017

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Money is a leading cause of stress, and for good reason. Many Americans are saddled with student loan and credit card debt. According to the U.S. Government Accountability Office, almost one-third of households age 55 or older have no retirement savings at all. Employees who are worried about money may become distracted, sleep-deprived and even sick – not good for their productivity levels. They may also consider quitting in search of a better financial situation.

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Tags: Corporate Wellness, Employee Benefits


December HR News Worth Review

December 08 , 2017

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Update on Overtime Rule

Last May, the Department of Labor (DOL) announced a new rule that would affect who qualifies for overtime. Since then, the rule has been blocked and is currently being appealed by the DOL.

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Tags: Compliance


Prevent drunk driving during the holidays

December 06 , 2017

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The holidays are here. It’s a time for family, friends and good cheer – not drunk driving. Unfortunately, accidents caused by drunk drivers tend to rise around times of celebration. Keep yourself and the ones you care about safe at this season’s holiday parties with these tips for hosts and guests to help prevent drunk driving. 

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Tags: Home & Auto


How cyber insurance works

November 30 , 2017

how cyber insurance works

Strengths. Weaknesses. Opportunities. Threats. As you plan for 2018, you may be conducting a formal or informal SWOT analysis for your business. When you get to the “Threat” category, make sure to add cyber risk to your list.

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Tags: Risk Management, Business Insurance


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