Straight From The Source Blog by Higginbotham Insurance

The basics and benefits of E&O insurance

January 18 , 2018

E&O insurance coverage

Americans have a reputation for being litigious. Some lawsuits may be frivolous, others may be justified, but all have the potential to be time-consuming and expensive. Professionals who offer their services to the public are especially prone to becoming the target of a lawsuit. This is an unescapable risk, but one that can be mitigated with Errors and Omissions insurance.

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Tags: Business Insurance

Employee benefit trends for 2018

January 12 , 2018

Employee benefit trends

Employers, are you keeping up with the latest benefit trends? With low unemployment rates, employers must work even harder to attract and retain talent. At the same time, employers also need to keep an eye on developments in relevant laws and regulations.

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Tags: Executive Benefits

January HR News Worth Review

January 10 , 2018


New Tax Law Changes for Employee Benefits, Including Paid Family Leave

On Dec. 22, 2017, President Donald Trump signed into law the Tax Cuts and Jobs Act (Act).The Act makes significant changes to the federal Internal Revenue Code (Code), including changes that impact employee benefits.

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Tags: Compliance

Cyber liability trends and safeguards

January 05 , 2018

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Several cyberattacks made headlines in 2017. Incidents like the WannaCry ransomware infection and the Equifax data breach don’t appear to be flukes. Instead, they’re part of a bigger trend, and one that’s expected to continue through 2018. And hackers aren’t the only online threat. Infringement of intellectual property, defamation and other perils await anyone doing business online.

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Tags: Risk Management

Tax Reform, the Individual Mandate and ACA Reporting Delay

December 29 , 2017


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Tags: Compliance

Texas risk management: Charitable Immunity and Liability Act of 1987

December 27 , 2017

Texas charitable immunity act

The Charitable Immunity and Liability Act of 1987 (the Act) was passed to reduce the liability exposure and insurance costs of charitable organizations and their employees and volunteers in order to encourage volunteer services and maximize the resources devoted to delivering these services.

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Tags: Risk Management

Eight hiring tips to help drive down workers comp insurance rates

December 21 , 2017

hiring tips

If you’re like most employers, workers’ compensation insurance is still one of your biggest and costliest headaches. And the only way to control workers’ compensation costs is by aggressively attacking them at every opportunity. “The best defense is a good offense,” as the saying goes.

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Tags: Business Insurance

Employee benefits – how to promote financial wellness in the workplace

December 18 , 2017

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Money is a leading cause of stress, and for good reason. Many Americans are saddled with student loan and credit card debt. According to the U.S. Government Accountability Office, almost one-third of households age 55 or older have no retirement savings at all. Employees who are worried about money may become distracted, sleep-deprived and even sick – not good for their productivity levels. They may also consider quitting in search of a better financial situation.

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Tags: Corporate Wellness, Employee Benefits

December HR News Worth Review

December 08 , 2017


Update on Overtime Rule

Last May, the Department of Labor (DOL) announced a new rule that would affect who qualifies for overtime. Since then, the rule has been blocked and is currently being appealed by the DOL.

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Tags: Compliance

Prevent drunk driving during the holidays

December 06 , 2017

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The holidays are here. It’s a time for family, friends and good cheer – not drunk driving. Unfortunately, accidents caused by drunk drivers tend to rise around times of celebration. Keep yourself and the ones you care about safe at this season’s holiday parties with these tips for hosts and guests to help prevent drunk driving. 

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Tags: Home & Auto