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Straight From The Source Blog by Higginbotham Insurance


Preparing your business for hurricane season

May 24 , 2018

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The 2018 Atlantic hurricane season begins on June 1. According to the initial predictions from Colorado State University, this year’s hurricane activity isn’t expected to be quite as bad as last year’s. That’s good news, since the 2017 hurricane season was especially bad, with six major hurricanes.

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Tags: Risk Management


Don’t take chances with your home-based business insurance

May 18 , 2018

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Do you operate a home-based business? Thinking about starting one? You’re in good company. According to statistics from the Small Business Administration (SBA), roughly 50 percent of small businesses are home-based businesses. And this sector just keeps growing.

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Tags: Business Insurance


Reduce workplace stress with an Employee Assistance Program

May 14 , 2018

Workplace stress

Even people who enjoy their job experience job stress at some time during their working hours. Everyday work stress can negatively affect employees’ attendance, concentration, health and ability to perform on the job. Because of this, more and more companies are turning to Employee Assistance Programs (EAPs) for help.

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Tags: Employee Benefits


May HR News Worth Review

May 08 , 2018

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IRS Allows Taxpayers with Family Coverage to Use $6,900 HSA Limit for 2018

On April 26, 2018, the Internal Revenue Service (IRS) announced that, for 2018, taxpayers with family high deductible health plan (HDHP) coverage may treat $6,900 as the annual contribution limit to their health savings accounts (HSAs).

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Tags: Compliance


Strategic benefit planning: Get more ROI from your HR investments

April 30 , 2018

Strategic Benefit Planning

Your organization probably devotes substantial resources into providing employee benefits. From the HR manpower to the monthly premium, it’s a major investment of time and money – possibly one of the largest items on your balance sheet. As with any major undertaking, the process can be improved with strategic planning.

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Tags: Employee Benefits


These D&O claims could impact your business

April 24 , 2018

D&O claims

Think your business doesn’t have directors and officers (D&O) liability exposure? Think again. When it comes to possible D&O claims, many businesses are left in the dark.

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Tags: Business Insurance


April 2018 Retirement Times

April 23 , 2018

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What Happens When You Deposit Employee Deferrals Late?

Richard Fellows, ERISA Specialist and Senior Plan Advisor

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Tags: Retirement Plans


April HR News Worth Review

April 12 , 2018

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OSHA Enforces 2017 Electronic Reporting Requirement

In 2016, the Occupational Safety and Health Administration (OSHA) issued a final rule that requires certain establishments to report information from their injury and illness records to OSHA electronically.

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Tags: Compliance


Home remodeling and insurance: What you need to know

April 10 , 2018

 Home remodeling and insurance

If you really want your house to feel like new, nothing tops a home remodeling project. Whether you’re adding a new room or giving your kitchen an upgrade, home remodeling is a great way to achieve your dream home without the headache and expense of moving. It’s still a lot of work, however, and there are many issues to consider – including insurance.

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Tags: Home & Auto


The Texas Agritourism Act: Liability protection for landowners

April 03 , 2018

Texas Agritourism Act

Do you own land in Texas and let people use that land for recreational purposes like hunting, fishing or hiking? Then you may be entitled to limited liability protection thanks to the Texas Agritourism Act (the Act). It can also benefit businesses like vineyards and safari venues.

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Tags: Risk Management


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