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Straight From The Source Blog by Higginbotham Insurance


February 2018 Retirement Times

February 22 , 2018

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Weather or Not, Stay Invested

Kyle Olson, CFA, Senior Investment Analyst

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Tags: Retirement Plans


ACA Filing and Medicare Creditable Coverage Deadlines Approaching

February 20 , 2018

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Tags: Compliance


Top 10 OSHA violations and tips to avoid them

February 15 , 2018

Top OSHA violations

The Occupational Safety and Health Administration (OSHA) recently unveiled its top 10 most frequently cited violations for 2017. The agency annually reports the leading causes of workplace injuries during its fiscal year (October through the following September).

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Tags: Risk Management


February HR News Worth Review

February 12 , 2018

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IRS Issues New Tables for 2018 Tax Withholding

Starting Feb. 15, 2018, employers must use new tables to determine how much income tax to withhold from their employees’ paychecks. The Internal Revenue Service (IRS) issued the required new tables in Notice 1036 on Jan. 9, 2018. 

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Tags: Compliance


Reputational risk and insurance

February 10 , 2018

Reputation damage

Your company’s reputation is one of its greatest assets. But what happens if something tarnishes that reputation? Your food makes a customer sick. Your products cause injury. Your website is hacked, revealing your customers’ personal details. Whether or not it’s your fault, reputational damage can hurt your bottom line.

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Tags: Risk Management


January 2018 Retirement Times

January 30 , 2018

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HSAs: A Tax Trifecta Investment Opportunity

When it comes to fiscally frugal health insurance options, health savings accounts (HSAs) aren’t exactly new to the game. They’ve been around since 2003 and have only increased in popularity among employers, politicians and certain types of employees. In recent years, however, the growth in popularity of HSAs is due less to the accounts’ function from a cost-saving benefit plan and more to its utility as a wise choice for investment opportunities.

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Tags: Retirement Plans


Who needs life insurance?

January 29 , 2018

Who needs life insurance?

You need homeowners insurance if you own a home. You need auto insurance if you drive a car. But what about life insurance? If you haven’t purchased this coverage yet, it may be because you’re not sure who needs life insurance – more importantly, you’re not sure whether you need it.     

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Tags: Individual Life & Health


Congress's continuing resolution impacts certain ACA taxes

January 24 , 2018

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On Jan. 22, 2018, President Donald Trump signed into law a short-term continuing resolution to end the government shutdown and continue funding through Feb. 8, 2018. The continuing resolution impacts three taxes and fees under the Affordable Care Act (ACA).

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Tags: Compliance


The basics and benefits of E&O insurance

January 18 , 2018

E&O insurance coverage

Americans have a reputation for being litigious. Some lawsuits may be frivolous, others may be justified, but all have the potential to be time-consuming and expensive. Professionals who offer their services to the public are especially prone to becoming the target of a lawsuit. This is an unescapable risk, but one that can be mitigated with Errors and Omissions insurance.

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Tags: Business Insurance


Employee benefit trends for 2018

January 12 , 2018

Employee benefit trends

Employers, are you keeping up with the latest benefit trends? With low unemployment rates, employers must work even harder to attract and retain talent. At the same time, employers also need to keep an eye on developments in relevant laws and regulations.

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Tags: Employee Benefits


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