Straight From The Source Blog

Landlord risk management: 5 tips to avoid rental property lawsuits

August 15 , 2017

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Rental property owners must manage a host of risks to protect their investment. It can seem like juggling a handful of ticking time bombs. From tenant lawsuits to property damage to potentially costly environmental claims, there are plenty of hazards that can put your business and personal assets at risk.

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Tags: Risk Management

Three benefits your employees wish you offered

August 10 , 2017

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You've heard about the modern workplace – the one where ping pong, massage and free meals are simply part of the culture. Even if your workplace isn’t that progressive, perks matter. They matter especially to the 53.5 million millennial workers out there today, whose concern for "work-life integration" has reshaped workplace culture and expectations in some pretty significant ways.

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Tags: Employee Benefits

ACA repeal, Washington state paid leave and HSA fiduciaries

August 02 , 2017


Senate Rejects Efforts to Repeal the ACA

In the early morning hours of July 28, 2017, members of the U.S. Senate voted 49-51 to reject a “skinny” version of a bill to repeal and replace the Affordable Care Act (ACA) called the Health Care Freedom Act (HCFA).

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Tags: Health Care Reform, Employee Benefits

Republican ACA repeal effort dead for now

July 28 , 2017


Senator John McCain (R-Arizona) cast the dramatic and decisive “no” vote early Friday, July 28 that upended the Republican effort to repeal the Affordable Care Act.

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Tags: Health Care Reform

Does your homeowners insurance pay legal fees?

July 26 , 2017

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If you’ve ever been sued, you know that legal fees add up fast. It doesn’t matter if you’re not at fault. You’ll still need to hire an attorney to defend your case. If think you’ll never get sued, think again. Here are some common ways it can happen:

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Tags: Home & Auto

Three ways to create effective workplace wellness programs

July 20 , 2017

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In a whitepaper developed by the nonprofit, IT’S TIME TEXAS, author Kimberly Wilson said that more than one-third of Texans between the ages of 45 and 64 are obese. That's a real problem because obesity is an important risk factor in heart disease, diabetes, breathing problems (including sleep apnea), osteoarthritis, gout, high blood pressure and stroke, and some cancers.

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Tags: Health Risk Management

Food chain 411: Could your business survive an outbreak or recall?

July 13 , 2017

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We’ve all witnessed the unfolding drama with our food supply in recent years – the recalls of ground beef, spinach, bagged salad, eggs, and other products, and outbreaks of e-coli, salmonella and other contaminants. The bottom line: With an increasingly globalized network of growers, manufacturers, packers and distributors, the supply chain is more complex than ever.

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Tags: Business Insurance

Oilfield contract risk management: Texas anti-indemnity laws

July 05 , 2017

Oilfield contract risk management

In the first part of this contract review series, we discussed the state-specific anti-indemnity laws affecting Texas construction contracts. As we explained, the Lone Star State has specific anti-indemnity laws for the commercial construction, oilfield and common carrier transportation industries. It’s important to understand these laws before your company signs a contract so you can avoid unexpected costs and litigation in the event of a claim.

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Tags: Risk Management

ACA employer mandate and paid family leave guidance

June 30 , 2017


What happens if the ACA employer mandate is repealed?

The Affordable Care Act (ACA) requires applicable large employers (ALEs) to offer affordable, minimum value health coverage to their full-time employees in order to avoid possible penalties. Because this employer mandate has been criticized as burdensome for employers and an impediment to business growth, its repeal has been a central part of Republican plans to repeal and replace the ACA.

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Tags: Health Care Reform

Small business insurance: What should you have?

June 29 , 2017

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Own a small business? Then you know it’s a juggling act. In addition to sales and growth, you have to protect your investment from potential exposures. Because there’s so much on the line, having the right business insurance protection is crucial.

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Tags: Business Insurance