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Straight From The Source Blog


Five tips for summer road trip safety

June 16 , 2017

summer road trip safety

Summer is the perfect time for a relaxed road trip. Just make sure it stays relaxing. Whether you’re planning a short weekend getaway or a long trek across the nation, take a few precautions to keep your road trip fun and carefree.

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Tags: Home & Auto


PCORI fees due by July 31

June 15 , 2017

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With summer in full swing, July 31 will be here before you know it. On or before that date, some employers will need to file an IRS Form 720 and submit the applicable payment for their Patient Centered Outcomes Research Institute (PCORI) fees. Employers with self-funded health plans and those with HRAs are generally responsible for filing and paying the fee. Employers with fully-insured health plans are generally not responsible for the filing or paying, unless they also sponsor an HRA.

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Tags: Health Care Reform


Eight ways to influence workplace safety attitudes

June 07 , 2017

Workplace safety attitudes

Every business owner knows that a safe work environment is the best defense against workplace injuries, costly workers’ compensation claims and higher insurance premiums. But creating a culture of safety in your organization is about more than eliminating hazards and implementing policies and procedures. It’s about changing attitudes.

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Tags: Risk Management


OSHA signals intention to delay electronic reporting

June 06 , 2017

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The Occupational Safety and Health Administration’s (OSHA) electronic reporting rule requires certain establishments to report information electronically from their OSHA Forms 300, 300A and 301. The rule also requires OSHA to create a website that can be used to submit the required information. Under the rule, the first reports are due by July 1, 2017.

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Tags: Risk Management


How and why to create a home inventory

May 25 , 2017

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Imagine what would happen if a fire or other catastrophe destroyed your home tomorrow. You would need to file an insurance claim as soon as possible, and you would need a list of everything you lost to make sure you received proper compensation. But creating this list from memory would be difficult to say the least, especially when you’re still dealing with the trauma of the fire. It would be much better if you had the list already.

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Tags: Home & Auto


Are you making these five costly business insurance mistakes?

May 18 , 2017

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When you run a business, smart risk management is always your best defense against loss. Unfortunately, many business owners make costly mistakes – and find out too late they’re not covered. Here are five of the most common mistakes businesses make with their commercial insurance coverage:

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Tags: Business Insurance


Could your business survive an extreme weather event?

May 10 , 2017

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When the skies darkened over Texas on April 29, no one could have predicted that a rare, deadly EF4 tornado would come barreling across the plains. But that’s exactly what folks in the Canton area were hit with. At least four were killed, dozens were injured and damage was extensive.

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Tags: Risk Management


House passes American Health Care Act

May 04 , 2017

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On Thursday afternoon, members of the House took first steps toward repealing and replacing the Affordable Care Act (ACA) by passing the American Health Care Act (AHCA). While the majority of the AHCA deals with individual markets and Medicare, there are provisions that will affect employers if the bill becomes law. In particular, the AHCA would reduce the penalties imposed under the Individual and Employer Mandates to zero beginning in 2016, effectively repealing both (although they would technically still exist).

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Tags: Health Care Reform


10 surprising facts about disability insurance

May 03 , 2017

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To help bring attention to the need for disability insurance, May is Disability Insurance Awareness Month. Created and organized by the nonprofit Life Happens and supported by the Council for Disability Awareness, it’s an annual campaign to help educate the public about the very real risks of disability and the importance of income protection planning.

In honor of the occasion, we thought we’d share 10 surprising facts about disability. For details on where the following statistics come from, check out this infographic from disabilitycanhappen.com.

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Tags: Employee Benefits


Keyless car safety

April 27 , 2017

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We’ve all fumbled for our car keys at some point. It often happens at the worst moment too –  when we’re standing in the rain, holding a crying child or carrying bags of groceries. That’s why keyless car entry devices, which unlock the car automatically once we get close enough, are so appealing to many people.

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Tags: Home & Auto


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