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Straight From The Source Blog


Keyless car safety

April 27 , 2017

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We’ve all fumbled for our car keys at some point. It often happens at the worst moment too –  when we’re standing in the rain, holding a crying child or carrying bags of groceries. That’s why keyless car entry devices, which unlock the car automatically once we get close enough, are so appealing to many people.

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Tags: Home & Auto


Could your bottom line benefit from proactive claims advocacy?

April 19 , 2017

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Let’s be honest, most business owners would rather not have to contend with filing and managing insurance claims. Whether it’s a workers’ compensation claim, a large property loss claim or a sticky liability lawsuit, the process can be tedious to say the least.

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Tags: Business Insurance


Group benefits strategies: Managing health care costs

April 13 , 2017

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Imagine that Gas Station A charges $2.50 a gallon. Gas Station B down the road charges three times as much at $7.50 a gallon. Where would you fill up the company car? At Gas Station A of course! 

Believe it or not, this scenario plays out every day in our health care system, with a much different outcome. According to a Blue Cross Blue Shield report, the cost of a total knee replacement in Dallas can range from $16,722 to $61,585 depending on the hospital. That’s a 267 percent difference!

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Tags: Employee Benefits


Construction contract risk management: Texas anti-indemnity laws

April 04 , 2017

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Reading and interpreting contracts can be frustrating, but it’s important to understand how each contract your company signs affects your company’s risk and insurance coverage. The industry and state in which you operate could make this process even more frustrating because many states have enacted anti-indemnity laws that limit the amount of risk that can be transferred between parties to a contract, and some are industry-specific. 

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Tags: Risk Management


10 signs you might need an umbrella insurance policy

March 30 , 2017

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Lawsuits happen every day, for all kinds of reasons. They’re the number one reason umbrella insurance is such a good idea for so many people. An umbrella policy gives you an added layer of liability protection over and above your homeowner’s, auto and other policies. So, when the coverage limits on those policies are reached, the umbrella policy kicks in.

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Tags: Home & Auto


Republicans abandon vote on ACA replacement

March 24 , 2017

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On Friday afternoon, House Republicans abandoned a vote on their health care replacement plan, called the American Health Care Act of 2017, after it became apparent that the Republicans did not have the votes they needed to pass the bill. This comes a day after the President threatened to walk away from health care reform if the House did not vote on the matter. Therefore, it appears at this time that Congress and the President will be “moving on” from health care to tackle other items such as tax reform. This means the current effort to repeal is in all likelihood over, at least for now.

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Tags: Health Care Reform


Construction pollution risk: A growing concern for every contactor

March 20 , 2017

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Today’s environmental risks are more complex than ever, and they’re constantly expanding as economic, workforce and regulatory issues continue to evolve. The risk of getting caught up in a costly pollution liability claim is greater than ever before.

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Tags: Business Insurance


Life and LTCi executive compensation – Why and how

March 14 , 2017

Executive compensation methods

Executive compensation packages are as varied as the executives they cover. Packages that supplement and protect retirement assets pack the strongest punch.

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Tags: Employee Benefits


GOP unveils bills repealing and replacing ACA

March 08 , 2017

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Tags: Health Care Reform


Ransomware – A booming business risk management exposure

March 02 , 2017

Ransomware risk management

Many companies have been taken hostage by ransomware. Your company could be next.

Ransomware is a type of malware that infects computers and makes them impossible to use. Files may be encrypted. Programs may be blocked. The cybercriminal responsible for the attack then demands money to release the computer. The Insurance Journal reports that ransomware attacks quadrupled in 2016 and are expected to double again in 2017, based on a new report by specialty insurer, Beazley.

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Tags: Risk Management


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